LEI 549300VB36IN88XCBR50 · Perry, GA

AgGeorgia Farm Credit

Originated-loan volume lands in the lower fleet tercile (64 funded) - a thin book relative to the 194 applications disclosed.

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Originated-volume tercile vs fleet

AgGeorgia Farm Credit funded 64 mortgages, lower fleet tercile (below ~78 originations), ranking #3,513 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (194 applications).

n/a
Below 1,000-app share board
33.0%
Origination share
64
Originated
26.8%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where AgGeorgia Farm Credit sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

64 28th percentile higher than 28% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · AgGeorgia Farm Credit

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional194
0%100%33%
Origination share · AgGeorgia Farm Credit

Cited denial reasons · AgGeorgia Farm Credit

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio192. Credit history143. Other144. Credit application incomp…125. Collateral26. Unverifiable information17. Employment history18. Insufficient cash1

Thin originated book. AgGeorgia Farm Credit funded 64 mortgages, below the fleet lower tercile (~78) - so rates swing on small counts; read denial and purpose shares with that denominator in mind. Most-cited denial codes: Debt-to-income ratio, Credit history, Other. Program weight concentrates in Conventional (194 applications).

How to read AgGeorgia Farm Credit. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 8.527% Avg Applicant Income: $38,000

Lending activity by loan program · AgGeorgia Farm Credit

AgGeorgia Farm Credit filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 194 64 52 $351,907

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for AgGeorgia Farm Credit (LEI: 549300VB36IN88XCBR50) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 152 44 $380,329
Refinancing 31 13 $289,516
Home Improvement 6 5 $126,667
Other 3 2 $81,667
Cash-out Refinancing 2 0 $240,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 162 34.0% 26.5%
Asian * 6 100.0% 0.0%
Black or African American * 6 16.7% 0.0%
Joint * 2 50.0% 0.0%
2 or more minority races * 1 0.0% 100.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 167 35.3% 23.9%
Hispanic or Latino * 6 0.0% 50.0%
Joint * 3 33.3% 33.3%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in GA

Other HMDA-reporting lenders in GA with similar activity. Compare any two side-by-side.

One of 121 other HMDA-reporting lenders in GA, 5 are shown here.

Read with AgGeorgia Farm Credit

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for AgGeorgia Farm Credit (LEI 549300VB36IN88XCBR50).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at AgGeorgia Farm Credit.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This AgGeorgia Farm Credit page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.