LEI 25490001F0A9F7BV6B05 · Chicago, IL
Albany Bank and Trust Company, N.A.
Originated-loan volume lands in the lower fleet tercile (9 funded) - a thin book relative to the 9 applications disclosed.
Originated-volume tercile vs fleet
Albany Bank and Trust Company, N.A. funded 9 mortgages, lower fleet tercile (below ~78 originations), ranking #4,817 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (9 applications).
- n/a
- Below 1,000-app share board
- 100.0%
- Origination share
- 9
- Originated
- 0.0%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
9 reported applications
Where Albany Bank and Trust Company, N.A. sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
9 2nd percentile higher than 2% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Albany Bank and Trust Compa…
Application volume by HMDA loan type in this lender's 2024 book.
Thin originated book. Albany Bank and Trust Company, N.A. funded 9 mortgages, below the fleet lower tercile (~78) - so rates swing on small counts; read denial and purpose shares with that denominator in mind. Program weight concentrates in Conventional (9 applications).
How to read Albany Bank and Trust Company, N.A.. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Albany Bank and Trust Compa…
Albany Bank and Trust Company, N.A. filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 9 | 9 | 0 | $1,197,222 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Albany Bank and Trust Company, N.A. (LEI: 25490001F0A9F7BV6B05) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 6 | 6 | $1,220,000 |
| Refinancing | 3 | 3 | $1,151,667 |
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Read with Albany Bank and Trust Company, N.A.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Albany Bank and Trust Company, N.A. (LEI 25490001F0A9F7BV6B05), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.