Amres Corporation

TREVOSE, PA

Amres Corporation processed 766 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 584 loans with a 21.4% denial rate. Home Purchase was the primary loan purpose. Based in TREVOSE, PA. The approval rate of 76.2% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Amres Corporation's 76.2% origination rate tells you how often an application turned into funded money; the 21.4% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Other, Debt-to-income ratio, Collateral, which together explain the majority of rejections. Most activity concentrated in Conventional loans (453 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

766
Applications
584
Originated
21.4%
Denial Rate
$318,081
Avg Loan Amount
Avg Interest Rate: 7.019% Avg Applicant Income: $41,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 453 363 78 $339,128
FHA 235 161 69 $284,106
VA 68 54 13 $317,647
USDA 10 6 4 $166,000

Top loan types - Amres Corporation

Top loan types - Amres Corporation Horizontal bar chart of the top 4 items by value (applications). Top loan types - Amres Corporation Top 4 1. Conventional 453 2. FHA 235 3. VA 68 4. USDA 10 Top 5 loan types by application volume at Amres Corporation (HMDA 2024). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Amres Corporation (LEI: 54930065B0NVUO52TY13) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Other
77
Debt-to-income ratio
24
Collateral
22
Credit history
17
Unverifiable information
15
Insufficient cash
14
Credit application incomplete
6
Employment history
4

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 630 489 $310,778
Cash-out Refinancing 75 50 $332,600
Refinancing 61 45 $375,656

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 437 79.2% 17.6%
Asian 126 81.0% 18.3%
Black or African American 67 62.7% 37.3%
Joint * 17 76.5% 23.5%
American Indian or Alaska Native * 4 75.0% 25.0%
Native Hawaiian or Other Pacific Islander * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 532 79.0% 19.2%
Hispanic or Latino 137 75.2% 23.4%
Joint * 13 46.1% 30.8%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in PA

Other HMDA-reporting lenders in PA with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Amres Corporation process?
Amres Corporation processed 766 mortgage applications in the 2024 HMDA reporting year. Of these, 584 were originated (approved and funded), 12 were withdrawn by the applicant, and 164 were denied.
What is Amres Corporation's mortgage approval rate?
Amres Corporation has an approval (origination) rate of 76.2%, meaning 76.2% of all applications resulted in a funded mortgage. The denial rate is 21.4%.
What is the average loan amount at Amres Corporation?
The average mortgage loan amount at Amres Corporation is $318,081. The average interest rate is 7.019%. The average applicant income is $41,000.
What are the most common reasons for mortgage denial at Amres Corporation?
The most common reasons for mortgage denial at Amres Corporation are: Other, Debt-to-income ratio, Collateral. In total, 164 applications were denied out of 766 total applications.
What types of mortgage loans does Amres Corporation offer?
Amres Corporation processes Conventional, FHA, VA, USDA loans. The most common type is Conventional with 453 applications and an average loan amount of $339,128.
What loan purposes does Amres Corporation serve?
Amres Corporation serves the following loan purposes: Home Purchase (630 applications), Cash-out Refinancing (75 applications), Refinancing (61 applications). Home Purchase is the most common purpose.
Where is Amres Corporation located?
Amres Corporation is headquartered in TREVOSE, PA. The lender is identified by LEI 54930065B0NVUO52TY13 in HMDA data.
How does Amres Corporation compare in lending across racial demographics?
Amres Corporation reports demographic lending data under HMDA requirements. White applicants have an approval rate of 79.2% and denial rate of 17.6%; Asian applicants have an approval rate of 81.0% and denial rate of 18.3%; Black or African American applicants have an approval rate of 62.7% and denial rate of 37.3%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.