LEI 254900R7H27ZMB7IRC26 · Chanute, KS
Bank of Commerce
Origination share is high-tercile at 91.9% - more of this lender's applications funded than at most reporters with 100+ apps.
Origination-share tercile vs fleet
Bank of Commerce converts 91.9% of applications into originations, above the fleet share tercile (~75.7%). Originated-loan volume is 136.
- n/a
- Below 1,000-app share board
- 91.9%
- Origination share
- 136
- Originated
- 6.8%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
148reported applications
Where Bank of Commerce sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
136 49th percentile higher than 49% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Bank of Commerce
Application volume by HMDA loan type in this lender's 2024 book.
Mid-volume reporter. Bank of Commerce's 91.9% origination rate and 6.8% denial rate sit on a mid-tercile originated book (136 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Program weight concentrates in Conventional (148 applications).
How to read Bank of Commerce. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Bank of Commerce
Bank of Commerce filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 148 | 136 | 10 | $130,000 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Bank of Commerce (LEI: 254900R7H27ZMB7IRC26) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 76 | 67 | $157,895 |
| Refinancing | 47 | 46 | $83,085 |
| Home Improvement | 17 | 17 | $175,000 |
| Other | 8 | 6 | $45,000 |
Reported outcomes by applicant race
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 112 | 89.3% | 8.9% |
| Joint * | 13 | 100.0% | 0.0% |
| American Indian or Alaska Native * | 2 | 100.0% | 0.0% |
| Asian * | 1 | 100.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Reported outcomes by applicant ethnicity
Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 122 | 91.0% | 7.4% |
| Joint * | 4 | 100.0% | 0.0% |
| Hispanic or Latino * | 1 | 100.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Nearby Lenders in KS
Other HMDA-reporting lenders in KS with similar activity. Compare any two side-by-side.
One of 104 other HMDA-reporting lenders in KS, 5 are shown here.
Communityamerica Credit Union
LENEXA, KS
Leaderone Financial CORP.
OVERLAND PARK, KS
Farmers Bank & Trust
GREAT BEND, KS
Capitol Federal Savings Bank
Lawrence, KS
Armed Forces Bank, N.A.
Leavenworth, KS
Read with Bank of Commerce
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Bank of Commerce (LEI 254900R7H27ZMB7IRC26).
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Bank of Commerce.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Bank of Commerce page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.