LEI 5493001QR7MEE12WC276 · Great Neck, NY
Bayport Funding LLC
Denial sits in the lower fleet tercile at 4.4% across 180 HMDA applications, fewer outright refusals than the bulk of the corpus.
Denial tercile vs fleet
Bayport Funding LLC posts a 4.4% denial rate, below the fleet's lower tercile (~5.61%) - across 180 applications with 117 originations. Leading cited denial reason: collateral. Volume rank is still not origination-share rank.
- n/a
- Below 1,000-app share board
- 65.0%
- Origination share
- 117
- Originated
- 4.4%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
180reported applications
Where Bayport Funding LLC sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
117 45th percentile higher than 45% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Bayport Funding LLC
Application volume by HMDA loan type in this lender's 2024 book.
Cited denial reasons · Bayport Funding LLC
Lender-reported HMDA denial-reason counts (top reasons shown).
Mid-volume reporter. Bayport Funding LLC's 65.0% origination rate and 4.4% denial rate sit on a mid-tercile originated book (117 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Collateral, Unverifiable information, Credit history. Program weight concentrates in Conventional (180 applications).
How to read Bayport Funding LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Bayport Funding LLC
Bayport Funding LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 180 | 117 | 8 | $1,300,000 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Bayport Funding LLC (LEI: 5493001QR7MEE12WC276) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 178 | 117 | $1,312,921 |
| Refinancing | 2 | 0 | $150,000 |
Reported outcomes by applicant race
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 151 | 68.9% | 5.3% |
| Asian * | 15 | 60.0% | 0.0% |
| Black or African American * | 5 | 20.0% | 0.0% |
| Joint * | 2 | 100.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Reported outcomes by applicant ethnicity
Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 152 | 65.8% | 5.3% |
| Hispanic or Latino * | 11 | 63.6% | 0.0% |
| Joint * | 9 | 100.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Nearby Lenders in NY
Other HMDA-reporting lenders in NY with similar activity. Compare any two side-by-side.
One of 193 other HMDA-reporting lenders in NY, 5 are shown here.
Citibank, NA
New York, NY
M&T Bank
BUFFALO, NY
Loan Funder LLC
New York, NY
Bethpage Federal Credit Union
BETHPAGE, NY
Better Mortgage Corporation
New York, NY
Read with Bayport Funding LLC
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Bayport Funding LLC (LEI 5493001QR7MEE12WC276).
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Bayport Funding LLC.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Bayport Funding LLC page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.