Berkadia Commercial Mortgage

Ambler, PA

Berkadia Commercial Mortgage processed 539 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 532 loans with a 0.9% denial rate. Refinancing was the primary loan purpose. Based in Ambler, PA. The approval rate of 98.7% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Berkadia Commercial Mortgage's 98.7% origination rate tells you how often an application turned into funded money; the 0.9% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Other, which together explain the majority of rejections. Most activity concentrated in Conventional loans (475 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

539
Applications
532
Originated
0.9%
Denial Rate
$19,519,082
Avg Loan Amount
Avg Interest Rate: 5.590%

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 475 475 0 $19,783,211
FHA 64 57 5 $17,558,750

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Berkadia Commercial Mortgage (LEI: 549300GNIV169ZIHU012) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Other
5

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Refinancing 299 293 $20,103,528
Other 240 239 $18,790,958

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Frequently Asked Questions

How many mortgage applications did Berkadia Commercial Mortgage process?
Berkadia Commercial Mortgage processed 539 mortgage applications in the 2024 HMDA reporting year. Of these, 532 were originated (approved and funded), 2 were withdrawn by the applicant, and 5 were denied.
What is Berkadia Commercial Mortgage's mortgage approval rate?
Berkadia Commercial Mortgage has an approval (origination) rate of 98.7%, meaning 98.7% of all applications resulted in a funded mortgage. The denial rate is 0.9%.
What is the average loan amount at Berkadia Commercial Mortgage?
The average mortgage loan amount at Berkadia Commercial Mortgage is $19,519,082. The average interest rate is 5.590%.
What are the most common reasons for mortgage denial at Berkadia Commercial Mortgage?
The most common reasons for mortgage denial at Berkadia Commercial Mortgage are: Other. In total, 5 applications were denied out of 539 total applications.
What types of mortgage loans does Berkadia Commercial Mortgage offer?
Berkadia Commercial Mortgage processes Conventional, FHA loans. The most common type is Conventional with 475 applications and an average loan amount of $19,783,211.
What loan purposes does Berkadia Commercial Mortgage serve?
Berkadia Commercial Mortgage serves the following loan purposes: Refinancing (299 applications), Other (240 applications). Refinancing is the most common purpose.
Where is Berkadia Commercial Mortgage located?
Berkadia Commercial Mortgage is headquartered in Ambler, PA. The lender is identified by LEI 549300GNIV169ZIHU012 in HMDA data.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.