LEI 549300HINJH60UG3KG47 · Boston, MA
Berkeley Point Capital LLC
Denial sits in the lower fleet tercile at 1.2% across 257 HMDA applications, fewer outright refusals than the bulk of the corpus.
Denial tercile vs fleet
Berkeley Point Capital LLC posts a 1.2% denial rate, below the fleet's lower tercile (~5.61%) - across 257 applications with 243 originations. Leading cited denial reason: credit history. Volume rank is still not origination-share rank.
- n/a
- Below 1,000-app share board
- 94.6%
- Origination share
- 243
- Originated
- 1.2%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
257 reported applications
Where Berkeley Point Capital LLC sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
243 Top 38% higher than 62% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Berkeley Point Capital LLC
Application volume by HMDA loan type in this lender's 2024 book.
Cited denial reasons · Berkeley Point Capital LLC
Lender-reported HMDA denial-reason counts (top reasons shown).
Mid-volume reporter. Berkeley Point Capital LLC's 94.6% origination rate and 1.2% denial rate sit on a mid-tercile originated book (243 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Credit history. Program weight concentrates in Conventional (257 applications).
How to read Berkeley Point Capital LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Berkeley Point Capital LLC
Berkeley Point Capital LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 257 | 243 | 3 | $22,952,354 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Berkeley Point Capital LLC (LEI: 549300HINJH60UG3KG47) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 142 | 130 | $24,781,620 |
| Cash-out Refinancing | 100 | 100 | $19,900,300 |
| Refinancing | 15 | 13 | $25,982,333 |
Nearby Lenders in MA
Other HMDA-reporting lenders in MA with similar activity. Compare any two side-by-side.
One of 165 other HMDA-reporting lenders in MA, 5 are shown here.
Digital Federal Credit Union
Marlborough, MA
Leader Bank NA
Arlington, MA
Rockland Trust Bank
BROCKTON, MA
Eastern Bank
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Cape Cod Five Cents Savings Bank
HYANNIS, MA
Read with Berkeley Point Capital LLC
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Berkeley Point Capital LLC (LEI 549300HINJH60UG3KG47), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.