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Capital Partners Mortgage Services, LLC

Fairfax, VA

Capital Partners Mortgage Services, LLC processed 476 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 342 loans with a 6.9% denial rate. Home Purchase was the primary loan purpose. Based in Fairfax, VA. The approval rate of 71.8% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Capital Partners Mortgage Services, LLC's 71.8% origination rate tells you how often an application turned into funded money; the 6.9% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Collateral, Debt-to-income ratio, Other, which together explain the majority of rejections. Most activity concentrated in Conventional loans (370 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

476
Applications
342
Originated
6.9%
Denial Rate
$328,824
Avg Loan Amount
Avg Interest Rate: 5.849% Avg Applicant Income: $41,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 370 259 25 $306,568
FHA 84 62 8 $372,381
VA 22 21 0 $536,818

Top loan types - Capital Partners Mortgage Services, LLC

Top loan types - Capital Partners Mortgage Services, LLC Horizontal bar chart of the top 3 items by value (applications). Top loan types - Capital Partners Mortgage Services, LLC Top 3 1. Conventional 370 2. FHA 84 3. VA 22 Top 5 loan types by application volume at Capital Partners Mortgage Services, LLC (HMDA 2024). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Capital Partners Mortgage Services, LLC (LEI: 894500Z5NTAJDQWN0T57) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Collateral
17
Debt-to-income ratio
11
Other
4
Credit history
2
Credit application incomplete
1
Employment history
1

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 454 329 $330,000
Cash-out Refinancing 18 12 $280,556
Refinancing 4 1 $412,500

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 330 73.6% 4.8%
Black or African American 51 62.8% 13.7%
Asian * 6 83.3% 0.0%
Joint * 3 100.0% 0.0%
2 or more minority races * 1 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 232 75.0% 6.0%
Hispanic or Latino 136 69.1% 8.1%
Joint * 26 80.8% 3.9%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in VA

Other HMDA-reporting lenders in VA with similar activity. Compare any two side-by-side.

Navy Federal Credit Union

Vienna, VA

182,680 apps 82,022 originated 23.9% denied

Prosperity Home Mortgage, LLC

CHANTILLY, VA

29,914 apps 20,115 originated 7.4% denied

Pentagon Federal Credit Unioin

Alexandria, VA

28,887 apps 10,514 originated 39.2% denied

Atlantic Bay Mortgage Group

VIRGINIA BEACH, VA

17,186 apps 13,415 originated 1.4% denied

First Heritage Mortgage, LLC

Fairfax, VA

7,733 apps 6,346 originated 1.6% denied
Compare Capital Partners Mortgage Services, LLC vs Navy Federal Credit Union →

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Capital Partners Mortgage Services, LLC process?
Capital Partners Mortgage Services, LLC processed 476 mortgage applications in the 2024 HMDA reporting year. Of these, 342 were originated (approved and funded), 91 were withdrawn by the applicant, and 33 were denied.
What is Capital Partners Mortgage Services, LLC's mortgage approval rate?
Capital Partners Mortgage Services, LLC has an approval (origination) rate of 71.8%, meaning 71.8% of all applications resulted in a funded mortgage. The denial rate is 6.9%.
What is the average loan amount at Capital Partners Mortgage Services, LLC?
The average mortgage loan amount at Capital Partners Mortgage Services, LLC is $328,824. The average interest rate is 5.849%. The average applicant income is $41,000.
What are the most common reasons for mortgage denial at Capital Partners Mortgage Services, LLC?
The most common reasons for mortgage denial at Capital Partners Mortgage Services, LLC are: Collateral, Debt-to-income ratio, Other. In total, 33 applications were denied out of 476 total applications.
What types of mortgage loans does Capital Partners Mortgage Services, LLC offer?
Capital Partners Mortgage Services, LLC processes Conventional, FHA, VA loans. The most common type is Conventional with 370 applications and an average loan amount of $306,568.
What loan purposes does Capital Partners Mortgage Services, LLC serve?
Capital Partners Mortgage Services, LLC serves the following loan purposes: Home Purchase (454 applications), Cash-out Refinancing (18 applications), Refinancing (4 applications). Home Purchase is the most common purpose.
Where is Capital Partners Mortgage Services, LLC located?
Capital Partners Mortgage Services, LLC is headquartered in Fairfax, VA. The lender is identified by LEI 894500Z5NTAJDQWN0T57 in HMDA data.
How does Capital Partners Mortgage Services, LLC compare in lending across racial demographics?
Capital Partners Mortgage Services, LLC reports demographic lending data under HMDA requirements. White applicants have an approval rate of 73.6% and denial rate of 4.8%; Black or African American applicants have an approval rate of 62.8% and denial rate of 13.7%; Asian applicants have an approval rate of 83.3% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.