Carnegie Mortgage Partners, LLC

FORT WASHINGTON, PA

Carnegie Mortgage Partners, LLC processed 40 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 17 loans with a 7.5% denial rate. Home Purchase was the primary loan purpose. Based in FORT WASHINGTON, PA. The approval rate of 42.5% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Carnegie Mortgage Partners, LLC's 42.5% origination rate tells you how often an application turned into funded money; the 7.5% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Debt-to-income ratio, Credit history, Collateral, which together explain the majority of rejections. Most activity concentrated in Conventional loans (38 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

40
Applications
17
Originated
7.5%
Denial Rate
$431,250
Avg Loan Amount
Avg Interest Rate: 6.974% Avg Applicant Income: $41,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 38 17 3 $439,474
VA 2 0 0 $275,000

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Carnegie Mortgage Partners, LLC (LEI: 549300LE8FCN6UKPSQ83) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Debt-to-income ratio
2
Credit history
1
Collateral
1

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 34 15 $449,706
Cash-out Refinancing 6 2 $326,667

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White * 22 40.9% 13.6%
Asian * 5 60.0% 0.0%
Black or African American * 3 33.3% 0.0%
Joint * 1 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino * 26 38.5% 11.5%
Hispanic or Latino * 4 50.0% 0.0%
Joint * 3 66.7% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in PA

Other HMDA-reporting lenders in PA with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Carnegie Mortgage Partners, LLC process?
Carnegie Mortgage Partners, LLC processed 40 mortgage applications in the 2024 HMDA reporting year. Of these, 17 were originated (approved and funded), 15 were withdrawn by the applicant, and 3 were denied.
What is Carnegie Mortgage Partners, LLC's mortgage approval rate?
Carnegie Mortgage Partners, LLC has an approval (origination) rate of 42.5%, meaning 42.5% of all applications resulted in a funded mortgage. The denial rate is 7.5%.
What is the average loan amount at Carnegie Mortgage Partners, LLC?
The average mortgage loan amount at Carnegie Mortgage Partners, LLC is $431,250. The average interest rate is 6.974%. The average applicant income is $41,000.
What are the most common reasons for mortgage denial at Carnegie Mortgage Partners, LLC?
The most common reasons for mortgage denial at Carnegie Mortgage Partners, LLC are: Debt-to-income ratio, Credit history, Collateral. In total, 3 applications were denied out of 40 total applications.
What types of mortgage loans does Carnegie Mortgage Partners, LLC offer?
Carnegie Mortgage Partners, LLC processes Conventional, VA loans. The most common type is Conventional with 38 applications and an average loan amount of $439,474.
What loan purposes does Carnegie Mortgage Partners, LLC serve?
Carnegie Mortgage Partners, LLC serves the following loan purposes: Home Purchase (34 applications), Cash-out Refinancing (6 applications). Home Purchase is the most common purpose.
Where is Carnegie Mortgage Partners, LLC located?
Carnegie Mortgage Partners, LLC is headquartered in FORT WASHINGTON, PA. The lender is identified by LEI 549300LE8FCN6UKPSQ83 in HMDA data.
How does Carnegie Mortgage Partners, LLC compare in lending across racial demographics?
Carnegie Mortgage Partners, LLC reports demographic lending data under HMDA requirements. White applicants have an approval rate of 40.9% and denial rate of 13.6%; Asian applicants have an approval rate of 60.0% and denial rate of 0.0%; Black or African American applicants have an approval rate of 33.3% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.