LEI 549300278QYT0O65D265 · LITTLETON, CO

Colorado Credit Union

Originated-loan volume lands in the upper fleet tercile (397 funded) among 703 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Colorado Credit Union funded 397 mortgages, upper fleet tercile (above ~310 originations), ranking #1,418 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (703 applications).

n/a
Below 1,000-app share board
56.5%
Origination share
397
Originated
15.4%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Colorado Credit Union sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

397 Top 29% higher than 71% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Colorado Credit Union

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional703
0%100%56.5%
Origination share · Colorado Credit Union

Cited denial reasons · Colorado Credit Union

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio722. Credit history403. Other264. Collateral145. Unverifiable information36. Employment history2

High-volume book. Colorado Credit Union funded 397 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Credit history, Other. Program weight concentrates in Conventional (703 applications).

How to read Colorado Credit Union. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 8.458% Avg Applicant Income: $36,000

Lending activity by loan program · Colorado Credit Union

Colorado Credit Union filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 703 397 108 $185,541

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Colorado Credit Union (LEI: 549300278QYT0O65D265) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Other 266 142 $113,195
Home Improvement 236 126 $130,890
Home Purchase 109 67 $377,936
Refinancing 59 41 $273,644
Cash-out Refinancing 33 21 $366,515

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 474 61.0% 13.5%
Asian * 29 44.8% 27.6%
Black or African American * 18 38.9% 27.8%
Joint * 13 53.9% 30.8%
American Indian or Alaska Native * 7 57.1% 0.0%
Native Hawaiian or Other Pacific Islander * 3 66.7% 33.3%
2 or more minority races * 2 0.0% 50.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 459 60.4% 14.4%
Hispanic or Latino 67 43.3% 20.9%
Joint * 25 76.0% 12.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in CO

Other HMDA-reporting lenders in CO with similar activity. Compare any two side-by-side.

One of 78 other HMDA-reporting lenders in CO, 5 are shown here.

Read with Colorado Credit Union

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Colorado Credit Union (LEI 549300278QYT0O65D265), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.