LEI 549300KR4ZW8KJC82O47 · Manhattan, KS

Community First National Bank

Originated-loan volume lands in the upper fleet tercile (381 funded) among 476 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Community First National Bank funded 381 mortgages, upper fleet tercile (above ~310 originations), ranking #1,447 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (476 applications).

n/a
Below 1,000-app share board
80.0%
Origination share
381
Originated
5.7%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Community First National Bank sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

381 Top 30% higher than 70% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Community First National Ba…

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional2912. VA1563. FHA29
0%100%80%
Origination share · Community First National Ba…

Cited denial reasons · Community First National Ba…

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Credit history132. Collateral63. Debt-to-income ratio64. Insufficient cash45. Other36. Employment history2

High-volume book. Community First National Bank funded 381 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Credit history, Collateral, Debt-to-income ratio. Program weight concentrates in Conventional (291 applications).

How to read Community First National Bank. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Lending activity by loan program · Community First National Ba…

Community First National Bank filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 291 238 15 $292,079
VA 156 122 6 $373,397
FHA 29 21 6 $313,966

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Community First National Bank (LEI: 549300KR4ZW8KJC82O47) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 343 288 $331,152
Refinancing 68 54 $281,029
Cash-out Refinancing 44 22 $342,727
Other 14 10 $244,286
Home Improvement 7 7 $165,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 364 80.0% 6.0%
Asian * 21 76.2% 9.5%
Black or African American * 17 76.5% 5.9%
Joint * 10 80.0% 0.0%
2 or more minority races * 1 0.0% 100.0%
American Indian or Alaska Native * 1 100.0% 0.0%
Native Hawaiian or Other Pacific Islander * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 343 81.0% 6.1%
Hispanic or Latino * 32 68.8% 6.3%
Joint * 13 84.6% 7.7%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in KS

Other HMDA-reporting lenders in KS with similar activity. Compare any two side-by-side.

One of 104 other HMDA-reporting lenders in KS, 5 are shown here.

Read with Community First National Bank

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Community First National Bank (LEI 549300KR4ZW8KJC82O47).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Community First National Bank.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Community First National Bank page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.