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CWM Partners, LP dba Citywide Mortgage

Oklahoma City, OK

CWM Partners, LP dba Citywide Mortgage processed 296 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 245 loans with a 2.4% denial rate. Home Purchase was the primary loan purpose. Based in Oklahoma City, OK. The approval rate of 82.8% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. CWM Partners, LP dba Citywide Mortgage's 82.8% origination rate tells you how often an application turned into funded money; the 2.4% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Unverifiable information, Collateral, Debt-to-income ratio, which together explain the majority of rejections. Most activity concentrated in Conventional loans (157 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

296
Applications
245
Originated
2.4%
Denial Rate
$277,297
Avg Loan Amount
Avg Interest Rate: 6.203% Avg Applicant Income: $37,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 157 129 1 $262,134
FHA 80 71 3 $288,375
VA 57 44 3 $304,298
USDA 2 1 0 $255,000

Top loan types - CWM Partners, LP dba Citywide Mortgage

Top loan types - CWM Partners, LP dba Citywide Mortgage Horizontal bar chart of the top 4 items by value (applications). Top loan types - CWM Partners, LP dba Citywide Mortgage Top 4 1. Conventional 157 2. FHA 80 3. VA 57 4. USDA 2 Top 5 loan types by application volume at CWM Partners, LP dba Citywide Mortgage (HMDA 2024). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for CWM Partners, LP dba Citywide Mortgage (LEI: 5493002H3RKHKUQU7R78) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Unverifiable information
3
Collateral
2
Debt-to-income ratio
1
Credit history
1

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 290 239 $278,586
Refinancing 6 6 $215,000

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 188 80.8% 3.2%
Joint * 27 92.6% 3.7%
Asian * 21 66.7% 0.0%
Black or African American * 20 95.0% 0.0%
American Indian or Alaska Native * 11 90.9% 0.0%
2 or more minority races * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 217 82.0% 2.8%
Hispanic or Latino * 21 81.0% 4.8%
Joint * 18 83.3% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in OK

Other HMDA-reporting lenders in OK with similar activity. Compare any two side-by-side.

Arvest Bank

TULSA, OK

20,066 apps 12,946 originated 16.2% denied

MidFirst Bank

Oklahoma City, OK

14,527 apps 1,920 originated 2.8% denied

Gateway First Bank

JENKS, OK

13,103 apps 8,366 originated 4.3% denied

Finance of America Reverse LLC

TULSA, OK

12,910 apps 8,638 originated 8.3% denied

Bokf NA

TULSA, OK

11,220 apps 5,852 originated 27.4% denied
Compare CWM Partners, LP dba Citywide Mortgage vs Arvest Bank →

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did CWM Partners, LP dba Citywide Mortgage process?
CWM Partners, LP dba Citywide Mortgage processed 296 mortgage applications in the 2024 HMDA reporting year. Of these, 245 were originated (approved and funded), 44 were withdrawn by the applicant, and 7 were denied.
What is CWM Partners, LP dba Citywide Mortgage's mortgage approval rate?
CWM Partners, LP dba Citywide Mortgage has an approval (origination) rate of 82.8%, meaning 82.8% of all applications resulted in a funded mortgage. The denial rate is 2.4%.
What is the average loan amount at CWM Partners, LP dba Citywide Mortgage?
The average mortgage loan amount at CWM Partners, LP dba Citywide Mortgage is $277,297. The average interest rate is 6.203%. The average applicant income is $37,000.
What are the most common reasons for mortgage denial at CWM Partners, LP dba Citywide Mortgage?
The most common reasons for mortgage denial at CWM Partners, LP dba Citywide Mortgage are: Unverifiable information, Collateral, Debt-to-income ratio. In total, 7 applications were denied out of 296 total applications.
What types of mortgage loans does CWM Partners, LP dba Citywide Mortgage offer?
CWM Partners, LP dba Citywide Mortgage processes Conventional, FHA, VA, USDA loans. The most common type is Conventional with 157 applications and an average loan amount of $262,134.
What loan purposes does CWM Partners, LP dba Citywide Mortgage serve?
CWM Partners, LP dba Citywide Mortgage serves the following loan purposes: Home Purchase (290 applications), Refinancing (6 applications). Home Purchase is the most common purpose.
Where is CWM Partners, LP dba Citywide Mortgage located?
CWM Partners, LP dba Citywide Mortgage is headquartered in Oklahoma City, OK. The lender is identified by LEI 5493002H3RKHKUQU7R78 in HMDA data.
How does CWM Partners, LP dba Citywide Mortgage compare in lending across racial demographics?
CWM Partners, LP dba Citywide Mortgage reports demographic lending data under HMDA requirements. White applicants have an approval rate of 80.8% and denial rate of 3.2%; Joint applicants have an approval rate of 92.6% and denial rate of 3.7%; Asian applicants have an approval rate of 66.7% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.