LEI 549300VCTY2YYCLCZI32 · Ehrhardt, SC

Enterprise Bank of Sc

Originated-volume rank #2,887 of 4,908 in the CFPB HMDA 2024 Snapshot, with loan mix, denial reasons, and demographic patterns.

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Originated-volume tercile vs fleet

According to the CFPB HMDA 2024 Snapshot, Enterprise Bank of Sc ranks #2,887 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (137 applications). Volume rank is not origination-share rank.

n/a
Below 1,000-app share board
73.7%
Origination share
101
Originated
11.7%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Enterprise Bank of Sc sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

101 41st percentile higher than 41% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Enterprise Bank of Sc

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional137
0%100%73.7%
Origination share · Enterprise Bank of Sc

Mid-volume reporter. Enterprise Bank of Sc's 73.7% origination rate and 11.7% denial rate sit on a mid-tercile originated book (101 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Program weight concentrates in Conventional (137 applications).

How to read Enterprise Bank of Sc. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Lending activity by loan program · Enterprise Bank of Sc

Enterprise Bank of Sc filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 137 101 16 $214,562

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Enterprise Bank of Sc (LEI: 549300VCTY2YYCLCZI32) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 74 48 $264,595
Refinancing 31 23 $194,677
Home Improvement 20 18 $97,500
Other 12 12 $152,500

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 108 75.9% 10.2%
Black or African American * 10 40.0% 30.0%
American Indian or Alaska Native * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 112 73.2% 12.5%
Hispanic or Latino * 5 60.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in SC

Other HMDA-reporting lenders in SC with similar activity. Compare any two side-by-side.

One of 65 other HMDA-reporting lenders in SC, 5 are shown here.

Read with Enterprise Bank of Sc

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Enterprise Bank of Sc (LEI 549300VCTY2YYCLCZI32).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Enterprise Bank of Sc.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Enterprise Bank of Sc page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.