LEI 254900TG14TB8RKS3U42 · Conshohocken, PA

Filo Mortgage, LLC

Originated-loan volume lands in the upper fleet tercile (1,947 funded) among 3,933 reported applications in the 2024 HMDA Snapshot.

Kept in this browser so you can pick the comparison back up later. View shortlist

Originated-volume tercile vs fleet

Filo Mortgage, LLC funded 1,947 mortgages, upper fleet tercile (above ~310 originations), ranking #454 of 4,908 by originated-loan volume but #853 of 1,076 lenders with 1,000+ applications on origination share (49.5%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#853
Origination-share rank of 1,076
49.5%
Origination share
1,947
Originated
3.6%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Composite lender score

B
Composite lender score
74/100
Filo Mortgage, LLC

Blends approval accessibility, interest-rate competitiveness, and origination scale — each benchmarked against other significant lenders (1,000+ HMDA applications) — into one comparable 0-100 score. Not a lending recommendation. See methodology for the exact formula.

Approval accessibility A
3.6%
Denial rate vs. other significant lenders (1,000+ applications); fewer denials scores higher.
Rate competitiveness B
6.54%
Average interest rate vs. other significant lenders; a lower average rate scores higher.
Origination scale C
1,947
Funded-loan volume vs. other significant lenders; more originations means a longer track record to judge.

Where Filo Mortgage, LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

1,947 Top 9% higher than 91% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Filo Mortgage, LLC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional3K2. FHA8843. VA307
0%100%49.5%
Origination share · Filo Mortgage, LLC

Cited denial reasons · Filo Mortgage, LLC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio712. Other333. Collateral224. Credit history155. Insufficient cash96. Unverifiable information87. Employment history78. Credit application incomp…1

High-volume book. Filo Mortgage, LLC funded 1,947 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Other, Collateral. Program weight concentrates in Conventional (2,742 applications).

How to read Filo Mortgage, LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.535% Avg Applicant Income: $39,000

Lending activity by loan program · Filo Mortgage, LLC

Filo Mortgage, LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 2,742 1,393 84 $389,551
FHA 884 383 50 $315,181
VA 307 171 6 $442,036

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Filo Mortgage, LLC (LEI: 254900TG14TB8RKS3U42) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 2,203 1,337 $414,696
Cash-out Refinancing 1,118 395 $280,045
Refinancing 612 215 $417,990

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 2,074 51.3% 3.0%
Asian 618 47.3% 2.8%
Black or African American 282 41.8% 7.8%
Joint 62 45.2% 6.5%
American Indian or Alaska Native * 21 42.9% 0.0%
Native Hawaiian or Other Pacific Islander * 12 16.7% 8.3%
2 or more minority races * 10 30.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 2,644 50.4% 3.6%
Hispanic or Latino 382 41.4% 3.7%
Joint 82 54.9% 0.0%

Nearby Lenders in PA

Other HMDA-reporting lenders in PA with similar activity. Compare any two side-by-side.

One of 240 other HMDA-reporting lenders in PA, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Filo Mortgage, LLC, both outside PA so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Filo Mortgage, LLC

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Filo Mortgage, LLC (LEI 254900TG14TB8RKS3U42), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.