LEI 5493006KM0C07F0DE248 · Yukon, OK
First American Mortgage, Inc.
Denial sits in the lower fleet tercile at 1.6% across 243 HMDA applications, fewer outright refusals than the bulk of the corpus.
Denial tercile vs fleet
First American Mortgage, Inc. posts a 1.6% denial rate, below the fleet's lower tercile (~5.61%) - across 243 applications with 196 originations. Leading cited denial reason: other. Volume rank is still not origination-share rank.
- n/a
- Below 1,000-app share board
- 80.7%
- Origination share
- 196
- Originated
- 1.6%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
243 reported applications
Where First American Mortgage, Inc. sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
196 Top 42% higher than 58% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · First American Mortgage, In…
Application volume by HMDA loan type in this lender's 2024 book.
Cited denial reasons · First American Mortgage, In…
Lender-reported HMDA denial-reason counts (top reasons shown).
Mid-volume reporter. First American Mortgage, Inc.'s 80.7% origination rate and 1.6% denial rate sit on a mid-tercile originated book (196 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Other, Debt-to-income ratio, Collateral. Program weight concentrates in Conventional (145 applications).
How to read First American Mortgage, Inc.. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · First American Mortgage, In…
First American Mortgage, Inc. filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 145 | 121 | 2 | $255,483 |
| FHA | 83 | 64 | 2 | $244,398 |
| VA | 14 | 11 | 0 | $286,429 |
| USDA | 1 | 0 | 0 | $135,000 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for First American Mortgage, Inc. (LEI: 5493006KM0C07F0DE248) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 221 | 177 | $249,344 |
| Cash-out Refinancing | 13 | 12 | $234,231 |
| Refinancing | 9 | 7 | $369,444 |
Reported outcomes by applicant race
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 191 | 83.3% | 1.1% |
| Joint * | 18 | 61.1% | 0.0% |
| Asian * | 8 | 75.0% | 0.0% |
| American Indian or Alaska Native * | 5 | 80.0% | 0.0% |
| Native Hawaiian or Other Pacific Islander * | 3 | 33.3% | 0.0% |
| Black or African American * | 2 | 50.0% | 50.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Reported outcomes by applicant ethnicity
Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 214 | 80.8% | 1.4% |
| Hispanic or Latino * | 16 | 87.5% | 0.0% |
| Joint * | 4 | 50.0% | 25.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Nearby Lenders in OK
Other HMDA-reporting lenders in OK with similar activity. Compare any two side-by-side.
One of 99 other HMDA-reporting lenders in OK, 5 are shown here.
Arvest Bank
TULSA, OK
MidFirst Bank
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Gateway First Bank
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Finance of America Reverse LLC
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Bokf NA
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Read with First American Mortgage, Inc.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For First American Mortgage, Inc. (LEI 5493006KM0C07F0DE248), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.