LEI 5493008YOT5ACN2UNP66 · BOONEVILLE, AR

First Western Mortgage

Originated-volume rank #2,273 of 4,908 in the CFPB HMDA 2024 Snapshot, with loan mix, denial reasons, and demographic patterns.

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Originated-volume tercile vs fleet

According to the CFPB HMDA 2024 Snapshot, First Western Mortgage ranks #2,273 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (241 applications). Volume rank is not origination-share rank.

n/a
Below 1,000-app share board
68.5%
Origination share
165
Originated
8.7%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where First Western Mortgage sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

165 Top 46% higher than 54% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · First Western Mortgage

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional1632. FHA643. VA124. USDA2
0%100%68.5%
Origination share · First Western Mortgage

Cited denial reasons · First Western Mortgage

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio102. Other73. Insufficient cash24. Unverifiable information15. Credit history1

Mid-volume reporter. First Western Mortgage's 68.5% origination rate and 8.7% denial rate sit on a mid-tercile originated book (165 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Debt-to-income ratio, Other, Insufficient cash. Program weight concentrates in Conventional (163 applications).

How to read First Western Mortgage. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.369% Avg Applicant Income: $36,000

Lending activity by loan program · First Western Mortgage

First Western Mortgage filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 163 110 14 $302,362
FHA 64 44 7 $221,094
VA 12 10 0 $321,667
USDA 2 1 0 $120,000

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for First Western Mortgage (LEI: 5493008YOT5ACN2UNP66) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 197 140 $286,168
Refinancing 22 13 $259,545
Cash-out Refinancing 18 10 $241,111
Other 4 2 $277,500

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 185 70.3% 8.7%
Asian * 29 58.6% 6.9%
American Indian or Alaska Native * 6 83.3% 16.7%
Black or African American * 4 75.0% 25.0%
Joint * 2 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 199 70.8% 9.6%
Hispanic or Latino * 16 62.5% 6.3%
Joint * 5 40.0% 20.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in AR

Other HMDA-reporting lenders in AR with similar activity. Compare any two side-by-side.

One of 64 other HMDA-reporting lenders in AR, 5 are shown here.

Read with First Western Mortgage

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For First Western Mortgage (LEI 5493008YOT5ACN2UNP66), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.