LEI 549300KX6E1IE2LM5E30 · Seattle, WA

Flyhomes Mortgage LLC

Denial sits in the upper fleet tercile at 15.8% across 146 HMDA applications, a stricter underwriting book than most reporters.

Kept in this browser so you can pick the comparison back up later. View shortlist

Denial tercile vs fleet

Flyhomes Mortgage LLC posts a 15.8% denial rate, above the fleet's upper tercile (~13.79%) - across 146 applications with 83 originations. Leading cited denial reason: other. Volume rank is still not origination-share rank.

n/a
Below 1,000-app share board
56.8%
Origination share
83
Originated
15.8%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Flyhomes Mortgage LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

83 35th percentile higher than 35% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Flyhomes Mortgage LLC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional146
0%100%56.8%
Origination share · Flyhomes Mortgage LLC

Cited denial reasons · Flyhomes Mortgage LLC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Other142. Credit application incomp…83. Collateral84. Debt-to-income ratio45. Unverifiable information26. Credit history17. Insufficient cash1

Mid-volume reporter. Flyhomes Mortgage LLC's 56.8% origination rate and 15.8% denial rate sit on a mid-tercile originated book (83 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Other, Credit application incomplete, Collateral. Program weight concentrates in Conventional (146 applications).

How to read Flyhomes Mortgage LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 9.966% Avg Applicant Income: $30,000

Lending activity by loan program · Flyhomes Mortgage LLC

Flyhomes Mortgage LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 146 83 23 $423,493

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Flyhomes Mortgage LLC (LEI: 549300KX6E1IE2LM5E30) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Cash-out Refinancing 115 79 $297,609
Home Purchase 22 1 $801,364
Refinancing 9 3 $1,108,333

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 89 64.0% 14.6%
Asian * 19 47.4% 21.1%
Joint * 6 33.3% 16.7%
American Indian or Alaska Native * 2 50.0% 50.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 95 55.8% 17.9%
Hispanic or Latino * 15 73.3% 20.0%
Joint * 5 60.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in WA

Other HMDA-reporting lenders in WA with similar activity. Compare any two side-by-side.

One of 71 other HMDA-reporting lenders in WA, 5 are shown here.

Read with Flyhomes Mortgage LLC

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Flyhomes Mortgage LLC (LEI 549300KX6E1IE2LM5E30).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Flyhomes Mortgage LLC.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Flyhomes Mortgage LLC page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.