LEI 549300MNGYKM8QPYJL44 · MARTINSVILLE, IN
Home Bank Sb
Originated-volume rank #2,261 of 4,908 in the CFPB HMDA 2024 Snapshot, with loan mix, denial reasons, and demographic patterns.
Originated-volume tercile vs fleet
According to the CFPB HMDA 2024 Snapshot, Home Bank Sb ranks #2,261 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (247 applications). Volume rank is not origination-share rank.
- n/a
- Below 1,000-app share board
- 67.6%
- Origination share
- 167
- Originated
- 9.3%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
247reported applications
Where Home Bank Sb sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
167 Top 46% higher than 54% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Home Bank Sb
Application volume by HMDA loan type in this lender's 2024 book.
Cited denial reasons · Home Bank Sb
Lender-reported HMDA denial-reason counts (top reasons shown).
Mid-volume reporter. Home Bank Sb's 67.6% origination rate and 9.3% denial rate sit on a mid-tercile originated book (167 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Credit history, Debt-to-income ratio, Collateral. Program weight concentrates in Conventional (241 applications).
How to read Home Bank Sb. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Home Bank Sb
Home Bank Sb filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 241 | 167 | 23 | $233,008 |
| FHA | 4 | 0 | 0 | $247,500 |
| VA | 2 | 0 | 0 | $290,000 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Home Bank Sb (LEI: 549300MNGYKM8QPYJL44) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 147 | 110 | $301,939 |
| Home Improvement | 31 | 16 | $87,581 |
| Cash-out Refinancing | 24 | 12 | $217,917 |
| Other | 24 | 19 | $92,083 |
| Refinancing | 21 | 10 | $151,667 |
Reported outcomes by applicant race
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 218 | 67.9% | 9.2% |
| Joint * | 2 | 50.0% | 0.0% |
| Asian * | 1 | 100.0% | 0.0% |
| Black or African American * | 1 | 100.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Reported outcomes by applicant ethnicity
Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 222 | 68.0% | 9.0% |
| Joint * | 1 | 100.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Nearby Lenders in IN
Other HMDA-reporting lenders in IN with similar activity. Compare any two side-by-side.
One of 115 other HMDA-reporting lenders in IN, 5 are shown here.
Ruoff Mortgage Company
Fort Wayne, IN
Old National Bank
Evansville, IN
Royal United Mortgage LLC
Indianapolis, IN
First Merchants Bank
MUNCIE, IN
Gvc Mortgage, INC.
SUITE 200, IN
Read with Home Bank Sb
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Home Bank Sb (LEI 549300MNGYKM8QPYJL44).
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Home Bank Sb.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Home Bank Sb page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.