Hunt Mortgage Corporation

Buffalo, NY

Hunt Mortgage Corporation processed 1,570 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 1,181 loans with a 4.7% denial rate. Home Purchase was the primary loan purpose. Based in Buffalo, NY. The approval rate of 75.2% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Hunt Mortgage Corporation's 75.2% origination rate tells you how often an application turned into funded money; the 4.7% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Debt-to-income ratio, Collateral, Insufficient cash, which together explain the majority of rejections. Most activity concentrated in Conventional loans (1,155 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

1,570
Applications
1,181
Originated
4.7%
Denial Rate
$266,503
Avg Loan Amount
Avg Interest Rate: 6.707% Avg Applicant Income: $38,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 1,155 888 35 $268,913
FHA 277 192 30 $218,213
VA 128 93 6 $352,734
USDA 10 8 2 $222,000

Top loan types - Hunt Mortgage Corporation

Top loan types - Hunt Mortgage Corporation Horizontal bar chart of the top 4 items by value (applications). Top loan types - Hunt Mortgage Corporation Top 4 1. Conventional 1,155 2. FHA 277 3. VA 128 4. USDA 10 Top 5 loan types by application volume at Hunt Mortgage Corporation (HMDA 2024). Source: CFPB HMDA loan/application register.

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Hunt Mortgage Corporation (LEI: 5493008TO7JB5Q4IKZ94) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Debt-to-income ratio
31
Collateral
25
Insufficient cash
8
Credit history
8
Unverifiable information
6
Employment history
3
Other
2

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 1,510 1,135 $265,318
Cash-out Refinancing 43 30 $281,047
Refinancing 17 16 $335,000

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 1,270 76.8% 4.3%
Black or African American 81 71.6% 6.2%
Asian 79 63.3% 8.9%
Joint * 38 76.3% 5.3%
American Indian or Alaska Native * 8 62.5% 12.5%
2 or more minority races * 3 66.7% 0.0%
Native Hawaiian or Other Pacific Islander * 2 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 1,388 75.3% 4.4%
Hispanic or Latino 69 81.2% 10.1%
Joint * 29 86.2% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in NY

Other HMDA-reporting lenders in NY with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Hunt Mortgage Corporation process?
Hunt Mortgage Corporation processed 1,570 mortgage applications in the 2024 HMDA reporting year. Of these, 1,181 were originated (approved and funded), 212 were withdrawn by the applicant, and 73 were denied.
What is Hunt Mortgage Corporation's mortgage approval rate?
Hunt Mortgage Corporation has an approval (origination) rate of 75.2%, meaning 75.2% of all applications resulted in a funded mortgage. The denial rate is 4.7%.
What is the average loan amount at Hunt Mortgage Corporation?
The average mortgage loan amount at Hunt Mortgage Corporation is $266,503. The average interest rate is 6.707%. The average applicant income is $38,000.
What are the most common reasons for mortgage denial at Hunt Mortgage Corporation?
The most common reasons for mortgage denial at Hunt Mortgage Corporation are: Debt-to-income ratio, Collateral, Insufficient cash. In total, 73 applications were denied out of 1,570 total applications.
What types of mortgage loans does Hunt Mortgage Corporation offer?
Hunt Mortgage Corporation processes Conventional, FHA, VA, USDA loans. The most common type is Conventional with 1,155 applications and an average loan amount of $268,913.
What loan purposes does Hunt Mortgage Corporation serve?
Hunt Mortgage Corporation serves the following loan purposes: Home Purchase (1,510 applications), Cash-out Refinancing (43 applications), Refinancing (17 applications). Home Purchase is the most common purpose.
Where is Hunt Mortgage Corporation located?
Hunt Mortgage Corporation is headquartered in Buffalo, NY. The lender is identified by LEI 5493008TO7JB5Q4IKZ94 in HMDA data.
How does Hunt Mortgage Corporation compare in lending across racial demographics?
Hunt Mortgage Corporation reports demographic lending data under HMDA requirements. White applicants have an approval rate of 76.8% and denial rate of 4.3%; Black or African American applicants have an approval rate of 71.6% and denial rate of 6.2%; Asian applicants have an approval rate of 63.3% and denial rate of 8.9%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.