John Marshall Bank

RESTON, VA

John Marshall Bank processed 43 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 20 loans with a 0.0% denial rate. Home Purchase was the primary loan purpose. Based in RESTON, VA. The approval rate of 46.5% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. John Marshall Bank's 46.5% origination rate tells you how often an application turned into funded money; the 0.0% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (43 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

43
Applications
20
Originated
0.0%
Denial Rate
$905,000
Avg Loan Amount

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 43 20 0 $905,000

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for John Marshall Bank (LEI: 549300A0NYWCTG5X8Y25) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 31 12 $893,710
Refinancing 12 8 $934,167

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White * 6 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino * 4 100.0% 0.0%
Hispanic or Latino * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in VA

Other HMDA-reporting lenders in VA with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did John Marshall Bank process?
John Marshall Bank processed 43 mortgage applications in the 2024 HMDA reporting year. Of these, 20 were originated (approved and funded), and 0 were denied.
What is John Marshall Bank's mortgage approval rate?
John Marshall Bank has an approval (origination) rate of 46.5%, meaning 46.5% of all applications resulted in a funded mortgage. The denial rate is 0.0%.
What is the average loan amount at John Marshall Bank?
The average mortgage loan amount at John Marshall Bank is $905,000.
What types of mortgage loans does John Marshall Bank offer?
John Marshall Bank processes Conventional loans. The most common type is Conventional with 43 applications and an average loan amount of $905,000.
What loan purposes does John Marshall Bank serve?
John Marshall Bank serves the following loan purposes: Home Purchase (31 applications), Refinancing (12 applications). Home Purchase is the most common purpose.
Where is John Marshall Bank located?
John Marshall Bank is headquartered in RESTON, VA. The lender is identified by LEI 549300A0NYWCTG5X8Y25 in HMDA data.
How does John Marshall Bank compare in lending across racial demographics?
John Marshall Bank reports demographic lending data under HMDA requirements. White applicants have an approval rate of 100.0% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.