LEI 549300R5DOGZK0VWYL76 · Cheyenne, WY

Jonah Bank

Originated-loan volume lands in the upper fleet tercile (401 funded) among 439 reported applications in the 2024 HMDA Snapshot.

Kept in this browser so you can pick the comparison back up later. View shortlist

Originated-volume tercile vs fleet

Jonah Bank funded 401 mortgages, upper fleet tercile (above ~310 originations), ranking #1,412 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (439 applications).

n/a
Below 1,000-app share board
91.3%
Origination share
401
Originated
2.0%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Jonah Bank sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

401 Top 29% higher than 71% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Jonah Bank

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional3072. VA713. FHA61
0%100%91.3%
Origination share · Jonah Bank

Cited denial reasons · Jonah Bank

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio52. Collateral23. Credit history24. Employment history25. Insufficient cash1

High-volume book. Jonah Bank funded 401 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Collateral, Credit history. Program weight concentrates in Conventional (307 applications).

How to read Jonah Bank. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.118% Avg Applicant Income: $37,000

Lending activity by loan program · Jonah Bank

Jonah Bank filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 307 283 5 $292,752
VA 71 61 2 $444,155
FHA 61 57 2 $302,049

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Jonah Bank (LEI: 549300R5DOGZK0VWYL76) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 396 363 $325,606
Refinancing 23 21 $316,304
Cash-out Refinancing 11 10 $250,455
Other 7 5 $76,429
Home Improvement 2 2 $165,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 365 90.7% 2.5%
Joint * 13 100.0% 0.0%
Asian * 12 100.0% 0.0%
Black or African American * 3 66.7% 0.0%
American Indian or Alaska Native * 1 100.0% 0.0%
Native Hawaiian or Other Pacific Islander * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 354 91.2% 2.0%
Hispanic or Latino * 24 87.5% 8.3%
Joint * 15 86.7% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in WY

Other HMDA-reporting lenders in WY with similar activity. Compare any two side-by-side.

One of 12 other HMDA-reporting lenders in WY, 5 are shown here.

Read with Jonah Bank

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Jonah Bank (LEI 549300R5DOGZK0VWYL76).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Jonah Bank.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Jonah Bank page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.