LEI 549300HIQFQDTNNY6967 · Lisbon, ME 04250-0878, ME
Lisbon Community FCU
Denial sits in the lower fleet tercile at 0.0% across 84 HMDA applications, fewer outright refusals than the bulk of the corpus.
Denial tercile vs fleet
Lisbon Community FCU posts a 0.0% denial rate, below the fleet's lower tercile (~5.61%) - across 84 applications with 84 originations. Volume rank is still not origination-share rank.
- n/a
- Below 1,000-app share board
- 100.0%
- Origination share
- 84
- Originated
- 0.0%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
84reported applications
Where Lisbon Community FCU sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
84 35th percentile higher than 35% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Lisbon Community FCU
Application volume by HMDA loan type in this lender's 2024 book.
Mid-volume reporter. Lisbon Community FCU's 100.0% origination rate and 0.0% denial rate sit on a mid-tercile originated book (84 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Program weight concentrates in Conventional (84 applications).
How to read Lisbon Community FCU. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Lisbon Community FCU
Lisbon Community FCU filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 84 | 84 | 0 | $75,238 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Lisbon Community FCU (LEI: 549300HIQFQDTNNY6967) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Improvement | 33 | 33 | $52,879 |
| Other | 19 | 19 | $68,684 |
| Cash-out Refinancing | 14 | 14 | $60,714 |
| Home Purchase | 9 | 9 | $152,778 |
| Refinancing | 9 | 9 | $116,111 |
Reported outcomes by applicant race
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 84 | 100.0% | 0.0% |
Reported outcomes by applicant ethnicity
Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 84 | 100.0% | 0.0% |
Nearby Lenders in ME
Other HMDA-reporting lenders in ME with similar activity. Compare any two side-by-side.
One of 46 other HMDA-reporting lenders in ME, 5 are shown here.
Bangor Savings Bank
BANGOR, ME
The Camden National Bank
CAMDEN, ME
Kennebec Savings Bank
Augusta, ME
Norway Savings Bank
Norway, ME
Town and Country Federal Credi
South Portland, ME
Read with Lisbon Community FCU
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Lisbon Community FCU (LEI 549300HIQFQDTNNY6967).
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Lisbon Community FCU.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Lisbon Community FCU page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.