LEI 549300VACYYK343SKH92 · Wall, NJ

Manasquan Bank

Originated-loan volume lands in the upper fleet tercile (623 funded) among 802 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Manasquan Bank funded 623 mortgages, upper fleet tercile (above ~310 originations), ranking #1,084 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (802 applications).

n/a
Below 1,000-app share board
77.7%
Origination share
623
Originated
8.5%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Manasquan Bank sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

623 Top 22% higher than 78% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Manasquan Bank

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional802
0%100%77.7%
Origination share · Manasquan Bank

Cited denial reasons · Manasquan Bank

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio552. Credit history113. Collateral104. Employment history25. Insufficient cash1

High-volume book. Manasquan Bank funded 623 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Credit history, Collateral. Program weight concentrates in Conventional (802 applications).

How to read Manasquan Bank. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 7.385% Avg Applicant Income: $36,000

Lending activity by loan program · Manasquan Bank

Manasquan Bank filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 802 623 68 $503,304

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Manasquan Bank (LEI: 549300VACYYK343SKH92) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 287 238 $635,941
Home Improvement 222 154 $266,667
Refinancing 157 134 $787,611
Other 136 97 $281,471

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 616 78.3% 9.4%
Joint * 12 83.3% 8.3%
Asian * 11 81.8% 0.0%
Black or African American * 8 62.5% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 601 79.2% 8.0%
Hispanic or Latino * 19 68.4% 21.1%
Joint * 15 86.7% 6.7%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in NJ

Other HMDA-reporting lenders in NJ with similar activity. Compare any two side-by-side.

One of 113 other HMDA-reporting lenders in NJ, 5 are shown here.

Read with Manasquan Bank

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Manasquan Bank (LEI 549300VACYYK343SKH92), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.