LEI 549300JMT2KAYN9PTX82 · Hutchinson, KS
Members Mortgage Services, LLC
Denial sits in the lower fleet tercile at 3.8% across 1,472 HMDA applications, fewer outright refusals than the bulk of the corpus.
Denial tercile vs fleet
Members Mortgage Services, LLC posts a 3.8% denial rate, below the fleet's lower tercile (~5.61%) - across 1,472 applications with 220 originations. Leading cited denial reason: insufficient cash. Volume rank is still not origination-share rank.
- #1049
- Origination-share rank of 1,076
- 14.9%
- Origination share
- 220
- Originated
- 3.8%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
1,472reported applications
Where Members Mortgage Services, LLC sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
220 Top 40% higher than 60% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Members Mortgage Services,…
Application volume by HMDA loan type in this lender's 2024 book.
Cited denial reasons · Members Mortgage Services,…
Lender-reported HMDA denial-reason counts (top reasons shown).
Mid-volume reporter. Members Mortgage Services, LLC's 14.9% origination rate and 3.8% denial rate sit on a mid-tercile originated book (220 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Insufficient cash, Credit history, Debt-to-income ratio. Program weight concentrates in Conventional (725 applications).
How to read Members Mortgage Services, LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Members Mortgage Services,…
Members Mortgage Services, LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 725 | 6 | 7 | $188,476 |
| FHA | 517 | 164 | 31 | $167,321 |
| USDA | 123 | 13 | 12 | $141,911 |
| VA | 107 | 37 | 6 | $243,037 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Members Mortgage Services, LLC (LEI: 549300JMT2KAYN9PTX82) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 1,293 | 200 | $179,772 |
| Cash-out Refinancing | 94 | 4 | $157,021 |
| Refinancing | 85 | 16 | $228,294 |
Reported outcomes by applicant race
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 1,266 | 15.2% | 3.6% |
| Black or African American * | 44 | 13.6% | 0.0% |
| Asian * | 29 | 13.8% | 10.3% |
| Joint * | 25 | 20.0% | 8.0% |
| American Indian or Alaska Native * | 14 | 7.1% | 7.1% |
| 2 or more minority races * | 1 | 100.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Reported outcomes by applicant ethnicity
Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 1,188 | 14.8% | 4.1% |
| Hispanic or Latino | 151 | 16.6% | 2.6% |
| Joint * | 49 | 26.5% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Nearby Lenders in KS
Other HMDA-reporting lenders in KS with similar activity. Compare any two side-by-side.
One of 104 other HMDA-reporting lenders in KS, 5 are shown here.
Communityamerica Credit Union
LENEXA, KS
Leaderone Financial CORP.
OVERLAND PARK, KS
Farmers Bank & Trust
GREAT BEND, KS
Capitol Federal Savings Bank
Lawrence, KS
Armed Forces Bank, N.A.
Leavenworth, KS
Nationwide lenders with similar profiles
Two HMDA peer sets for Members Mortgage Services, LLC, both outside KS so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.
Similar denial rate
Nearest other-state lenders by denial rate (3.8% here).
Similar application volume
Nearest other-state lenders by total applications (1,472 here).
Read with Members Mortgage Services, LLC
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Members Mortgage Services, LLC (LEI 549300JMT2KAYN9PTX82).
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Members Mortgage Services, LLC.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Members Mortgage Services, LLC page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.