LEI 5493007TLZJ73TKCO730 · Carmel, IN
Merchants Capital Corp.
Origination share is high-tercile at 83.5% - more of this lender's applications funded than at most reporters with 100+ apps.
Origination-share tercile vs fleet
Merchants Capital Corp. converts 83.5% of applications into originations, above the fleet share tercile (~75.7%). Originated-loan volume is 96.
- n/a
- Below 1,000-app share board
- 83.5%
- Origination share
- 96
- Originated
- 9.6%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
115reported applications
Where Merchants Capital Corp. sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
96 39th percentile higher than 39% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Merchants Capital Corp.
Application volume by HMDA loan type in this lender's 2024 book.
Mid-volume reporter. Merchants Capital Corp.'s 83.5% origination rate and 9.6% denial rate sit on a mid-tercile originated book (96 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Program weight concentrates in Conventional (75 applications).
How to read Merchants Capital Corp.. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Merchants Capital Corp.
Merchants Capital Corp. filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 75 | 71 | 2 | $21,245,533 |
| FHA | 38 | 23 | 9 | $16,776,579 |
| USDA | 2 | 2 | 0 | $1,690,000 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Merchants Capital Corp. (LEI: 5493007TLZJ73TKCO730) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Refinancing | 72 | 60 | $15,376,944 |
| Home Purchase | 36 | 29 | $28,754,167 |
| Home Improvement | 7 | 7 | $13,145,000 |
Nearby Lenders in IN
Other HMDA-reporting lenders in IN with similar activity. Compare any two side-by-side.
One of 115 other HMDA-reporting lenders in IN, 5 are shown here.
Ruoff Mortgage Company
Fort Wayne, IN
Old National Bank
Evansville, IN
Royal United Mortgage LLC
Indianapolis, IN
First Merchants Bank
MUNCIE, IN
Gvc Mortgage, INC.
SUITE 200, IN
Read with Merchants Capital Corp.
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Merchants Capital Corp. (LEI 5493007TLZJ73TKCO730).
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Merchants Capital Corp..
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Merchants Capital Corp. page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.