LEI 549300QSOO0QJ7R1VQ66 · FORT WASHINGTON, PA

Milestone Home Lending, LLC

Denial sits in the lower fleet tercile at 4.5% across 402 HMDA applications, fewer outright refusals than the bulk of the corpus.

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Denial tercile vs fleet

Milestone Home Lending, LLC posts a 4.5% denial rate, below the fleet's lower tercile (~5.61%) - across 402 applications with 286 originations. Leading cited denial reason: debt-to-income ratio. Volume rank is still not origination-share rank.

n/a
Below 1,000-app share board
71.1%
Origination share
286
Originated
4.5%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Milestone Home Lending, LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

286 Top 35% higher than 65% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Milestone Home Lending, LLC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional2492. FHA1143. VA374. USDA2
0%100%71.1%
Origination share · Milestone Home Lending, LLC

Cited denial reasons · Milestone Home Lending, LLC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio122. Collateral43. Credit history4

Mid-volume reporter. Milestone Home Lending, LLC's 71.1% origination rate and 4.5% denial rate sit on a mid-tercile originated book (286 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Debt-to-income ratio, Collateral, Credit history. Program weight concentrates in Conventional (249 applications).

How to read Milestone Home Lending, LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.990% Avg Applicant Income: $39,000

Lending activity by loan program · Milestone Home Lending, LLC

Milestone Home Lending, LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 249 181 10 $290,261
FHA 114 80 6 $234,912
VA 37 24 1 $325,811
USDA 2 1 1 $290,000

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Milestone Home Lending, LLC (LEI: 549300QSOO0QJ7R1VQ66) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 375 275 $283,427
Cash-out Refinancing 18 9 $181,667
Refinancing 9 2 $237,222

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 292 74.0% 4.5%
Black or African American * 45 57.8% 8.9%
Asian * 14 64.3% 0.0%
Joint * 11 36.4% 0.0%
Native Hawaiian or Other Pacific Islander * 3 100.0% 0.0%
2 or more minority races * 1 0.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 314 72.0% 4.5%
Hispanic or Latino * 36 69.4% 8.3%
Joint * 21 66.7% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in PA

Other HMDA-reporting lenders in PA with similar activity. Compare any two side-by-side.

One of 240 other HMDA-reporting lenders in PA, 5 are shown here.

Read with Milestone Home Lending, LLC

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Milestone Home Lending, LLC (LEI 549300QSOO0QJ7R1VQ66), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.