LEI 549300CV1BZKP1QUDZ13 · MIDDLETOWN, MD
Millennium Financial Group INC Dba Mlend
Origination share is high-tercile at 83.5% - more of this lender's applications funded than at most reporters with 100+ apps.
Origination-share tercile vs fleet
Millennium Financial Group INC Dba Mlend converts 83.5% of applications into originations, above the fleet share tercile (~75.7%). Originated-loan volume is 243.
- n/a
- Below 1,000-app share board
- 83.5%
- Origination share
- 243
- Originated
- 6.5%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
291reported applications
Where Millennium Financial Group INC Dba Mlend sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
243 Top 38% higher than 62% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Millennium Financial Group…
Application volume by HMDA loan type in this lender's 2024 book.
Cited denial reasons · Millennium Financial Group…
Lender-reported HMDA denial-reason counts (top reasons shown).
Mid-volume reporter. Millennium Financial Group INC Dba Mlend's 83.5% origination rate and 6.5% denial rate sit on a mid-tercile originated book (243 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Debt-to-income ratio, Collateral, Other. Program weight concentrates in Conventional (192 applications).
How to read Millennium Financial Group INC Dba Mlend. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Millennium Financial Group…
Millennium Financial Group INC Dba Mlend filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 192 | 170 | 7 | $263,021 |
| FHA | 78 | 55 | 12 | $235,897 |
| VA | 11 | 10 | 0 | $464,091 |
| USDA | 10 | 8 | 0 | $170,000 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Millennium Financial Group INC Dba Mlend (LEI: 549300CV1BZKP1QUDZ13) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 230 | 194 | $261,652 |
| Cash-out Refinancing | 31 | 24 | $234,032 |
| Refinancing | 26 | 21 | $291,538 |
| Other | 4 | 4 | $172,500 |
Reported outcomes by applicant race
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 218 | 87.2% | 4.6% |
| Black or African American * | 41 | 68.3% | 14.6% |
| Joint * | 3 | 100.0% | 0.0% |
| 2 or more minority races * | 1 | 0.0% | 100.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Reported outcomes by applicant ethnicity
Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 252 | 84.5% | 6.3% |
| Hispanic or Latino * | 2 | 100.0% | 0.0% |
| Joint * | 2 | 100.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Nearby Lenders in MD
Other HMDA-reporting lenders in MD with similar activity. Compare any two side-by-side.
One of 74 other HMDA-reporting lenders in MD, 5 are shown here.
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State Employees Credit Union of Maryland
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Read with Millennium Financial Group INC Dba Mlend
Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Millennium Financial Group INC Dba Mlend (LEI 549300CV1BZKP1QUDZ13).
Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Millennium Financial Group INC Dba Mlend.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Millennium Financial Group INC Dba Mlend page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.