LEI 549300CHBB3GN7JFXU86 · WINTHROP, MA

Msa Mortgage, LLC

Originated-loan volume lands in the upper fleet tercile (678 funded) among 888 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Msa Mortgage, LLC funded 678 mortgages, upper fleet tercile (above ~310 originations), ranking #1,025 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (888 applications).

n/a
Below 1,000-app share board
76.4%
Origination share
678
Originated
6.6%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Msa Mortgage, LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

678 Top 21% higher than 79% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Msa Mortgage, LLC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional6142. FHA2253. VA474. USDA2
0%100%76.4%
Origination share · Msa Mortgage, LLC

Cited denial reasons · Msa Mortgage, LLC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio352. Other263. Unverifiable information34. Collateral25. Credit history26. Insufficient cash27. Employment history1

High-volume book. Msa Mortgage, LLC funded 678 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Other, Unverifiable information. Program weight concentrates in Conventional (614 applications).

How to read Msa Mortgage, LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.446% Avg Applicant Income: $43,000

Lending activity by loan program · Msa Mortgage, LLC

Msa Mortgage, LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 614 475 39 $505,261
FHA 225 159 20 $612,822
VA 47 43 0 $415,213
USDA 2 1 0 $640,000

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Msa Mortgage, LLC (LEI: 549300CHBB3GN7JFXU86) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 761 584 $525,000
Refinancing 81 61 $585,123
Cash-out Refinancing 43 31 $485,233
Other 3 2 $375,000

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 632 78.2% 5.2%
Asian * 30 76.7% 3.3%
Black or African American * 21 81.0% 4.8%
Joint * 7 85.7% 0.0%
American Indian or Alaska Native * 2 100.0% 0.0%
Native Hawaiian or Other Pacific Islander * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 402 76.6% 6.2%
Hispanic or Latino 307 79.2% 4.9%
Joint * 7 85.7% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in MA

Other HMDA-reporting lenders in MA with similar activity. Compare any two side-by-side.

One of 165 other HMDA-reporting lenders in MA, 5 are shown here.

Read with Msa Mortgage, LLC

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Msa Mortgage, LLC (LEI 549300CHBB3GN7JFXU86), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.