LEI 549300KPBZCTMM3Y0061 · UPPER MARLBORO, MD

Nasa Federal Credit Union

Originated-loan volume lands in the upper fleet tercile (371 funded) among 712 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Nasa Federal Credit Union funded 371 mortgages, upper fleet tercile (above ~310 originations), ranking #1,476 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (712 applications).

n/a
Below 1,000-app share board
52.1%
Origination share
371
Originated
4.6%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Nasa Federal Credit Union sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

371 Top 30% higher than 70% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Nasa Federal Credit Union

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional6882. VA153. FHA9
0%100%52.1%
Origination share · Nasa Federal Credit Union

Cited denial reasons · Nasa Federal Credit Union

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio252. Other103. Unverifiable information24. Collateral1

High-volume book. Nasa Federal Credit Union funded 371 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Other, Unverifiable information. Program weight concentrates in Conventional (688 applications).

How to read Nasa Federal Credit Union. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 7.334% Avg Applicant Income: $35,000

Lending activity by loan program · Nasa Federal Credit Union

Nasa Federal Credit Union filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 688 361 31 $408,735
VA 15 7 1 $413,000
FHA 9 3 1 $393,889

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Nasa Federal Credit Union (LEI: 549300KPBZCTMM3Y0061) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 355 105 $702,099
Home Improvement 137 109 $75,803
Other 113 75 $78,451
Refinancing 71 57 $176,972
Cash-out Refinancing 36 25 $274,722

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 251 75.3% 4.0%
Black or African American 86 62.8% 10.5%
Asian * 33 72.7% 12.1%
Joint * 14 64.3% 14.3%
American Indian or Alaska Native * 3 100.0% 0.0%
2 or more minority races * 2 0.0% 50.0%
Native Hawaiian or Other Pacific Islander * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 341 71.8% 7.3%
Hispanic or Latino * 36 75.0% 2.8%
Joint * 17 76.5% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in MD

Other HMDA-reporting lenders in MD with similar activity. Compare any two side-by-side.

One of 74 other HMDA-reporting lenders in MD, 5 are shown here.

Read with Nasa Federal Credit Union

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Nasa Federal Credit Union (LEI 549300KPBZCTMM3Y0061), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.