PlainLender

RANGE BANK

MARQUETTE, MI

RANGE BANK processed 320 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 282 loans with a 4.1% denial rate. Home Purchase was the primary loan purpose. Based in MARQUETTE, MI. The approval rate of 88.1% reflects originated loans as a share of all applications. Below you will find a breakdown by loan type, loan purpose, denial reasons, and demographic lending patterns as required by the Home Mortgage Disclosure Act.

Portfolio scale. RANGE BANK processed 320 HMDA-reported mortgage applications in 2024, originating 282 loans and denying 13 for a denial rate of 4.1% (applicants themselves withdrew 1 files before a decision). The average loan amount was $178,156. The lender reports under LEI 254900HI61SSH8KEBQ58 from MARQUETTE, MI.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% — HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. RANGE BANK's 88.1% origination rate tells you how often an application turned into funded money; the 4.1% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (320 applications).

How to read this page. These figures are aggregate HMDA disclosures — they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting — it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

320
Applications
282
Originated
4.1%
Denial Rate
$178,156
Avg Loan Amount

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 320 282 13 $178,156

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2023 LAR — application-level mortgage data for RANGE BANK (LEI: 254900HI61SSH8KEBQ58) · 2023 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 155 136 $226,097
Other 85 73 $68,412
Cash-out Refinancing 40 36 $153,750
Refinancing 34 31 $245,588
Home Improvement 6 6 $275,000

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 287 88.2% 4.2%
Asian 2 50.0% 0.0%
Joint 2 100.0% 0.0%
American Indian or Alaska Native 1 0.0% 0.0%

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 280 87.5% 4.3%
Hispanic or Latino 2 100.0% 0.0%
Joint 2 50.0% 0.0%

Nearby Lenders in MI

Other HMDA-reporting lenders in MI with similar activity. Compare any two side-by-side.

ROCKET MORTGAGE

DETROIT, MI

553,854 apps 361,071 originated 14.9% denied

United Wholesale Mortgage

Pontiac, MI

493,978 apps 366,078 originated 11.7% denied

Flagstar Bank NA

Troy, MI

67,778 apps 29,443 originated 18.5% denied

Lake Michigan Credit Union

Grand Rapids, MI

16,222 apps 12,245 originated 8.3% denied

Northpointe Bank

Grand Rapids, MI

9,882 apps 5,580 originated 5.5% denied
Compare RANGE BANK vs ROCKET MORTGAGE →

Mortgage Lending Guides

Why Mortgages Get Denied
Common denial reasons and how to improve your chances
Comparing Mortgage Lenders
What to look for when choosing a mortgage lender
Getting the Best Mortgage Rate
Strategies for securing the lowest interest rate
Understanding HMDA Data
How to read and interpret mortgage disclosure data
Denial Rates by Demographics
Demographic patterns in mortgage approval and denial

Explore More Data

Bank Financial Data → Credit Union Data → Financial Advisor Lookup → Home Insurance Costs → Property Tax Data → Rent Price Data →

Frequently Asked Questions

How many mortgage applications did RANGE BANK process?
RANGE BANK processed 320 mortgage applications in the 2023 HMDA reporting year. Of these, 282 were originated (approved and funded), 1 were withdrawn by the applicant, and 13 were denied.
What is RANGE BANK's mortgage approval rate?
RANGE BANK has an approval (origination) rate of 88.1%, meaning 88.1% of all applications resulted in a funded mortgage. The denial rate is 4.1%.
What is the average loan amount at RANGE BANK?
The average mortgage loan amount at RANGE BANK is $178,156.
What types of mortgage loans does RANGE BANK offer?
RANGE BANK processes Conventional loans. The most common type is Conventional with 320 applications and an average loan amount of $178,156.
What loan purposes does RANGE BANK serve?
RANGE BANK serves the following loan purposes: Home Purchase (155 applications), Other (85 applications), Cash-out Refinancing (40 applications), Refinancing (34 applications), Home Improvement (6 applications). Home Purchase is the most common purpose.
Where is RANGE BANK located?
RANGE BANK is headquartered in MARQUETTE, MI. The lender is identified by LEI 254900HI61SSH8KEBQ58 in HMDA data.
How does RANGE BANK compare in lending across racial demographics?
RANGE BANK reports demographic lending data under HMDA requirements. White applicants have an approval rate of 88.2% and denial rate of 4.2%; Asian applicants have an approval rate of 50.0% and denial rate of 0.0%; Joint applicants have an approval rate of 100.0% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology — how this data is sourced, computed, and verified.