LEI 549300SCFWZXMDMZPE93 · Anchorage, AK

Residential Mortgage, LLC

Originated-loan volume lands in the upper fleet tercile (1,765 funded) among 2,364 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Residential Mortgage, LLC funded 1,765 mortgages, upper fleet tercile (above ~310 originations), ranking #491 of 4,908 by originated-loan volume but #186 of 1,076 lenders with 1,000+ applications on origination share (74.7%). Easy Street Capital LLC leads that origination-share board at 100.0% on 1,937 applications.

#186
Origination-share rank of 1,076
74.7%
Origination share
1,765
Originated
4.6%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Residential Mortgage, LLC sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

1,765 Top 10% higher than 90% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Residential Mortgage, LLC

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional2K2. VA3263. FHA3124. USDA17
0%100%74.7%
Origination share · Residential Mortgage, LLC

Cited denial reasons · Residential Mortgage, LLC

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio342. Credit history333. Other234. Collateral195. Employment history106. Unverifiable information67. Insufficient cash4

High-volume book. Residential Mortgage, LLC funded 1,765 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Credit history, Other. Program weight concentrates in Conventional (1,709 applications).

How to read Residential Mortgage, LLC. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.264% Avg Applicant Income: $38,000

Lending activity by loan program · Residential Mortgage, LLC

Residential Mortgage, LLC filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 1,709 1,258 78 $396,018
VA 326 253 12 $471,933
FHA 312 241 18 $357,500
USDA 17 13 1 $332,647

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Residential Mortgage, LLC (LEI: 549300SCFWZXMDMZPE93) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 2,120 1,636 $404,769
Cash-out Refinancing 135 70 $331,593
Refinancing 109 59 $412,523

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 1,561 75.1% 4.2%
Asian 157 77.1% 5.1%
Joint 147 76.9% 2.0%
American Indian or Alaska Native 112 67.0% 7.1%
Black or African American 75 65.3% 6.7%
Native Hawaiian or Other Pacific Islander * 19 73.7% 0.0%
2 or more minority races * 14 71.4% 21.4%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 1,859 75.4% 4.3%
Hispanic or Latino 130 62.3% 6.2%
Joint 74 79.7% 1.4%

Nearby Lenders in AK

Other HMDA-reporting lenders in AK with similar activity. Compare any two side-by-side.

One of 8 other HMDA-reporting lenders in AK, 5 are shown here.

Nationwide lenders with similar profiles

Two HMDA peer sets for Residential Mortgage, LLC, both outside AK so the neighborhoods are not state containment (the Nearby list above stays in-state). Peers are drawn from lenders with ≥1,000 applications, the same floor used on approval and denial rankings.

Read with Residential Mortgage, LLC

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Residential Mortgage, LLC (LEI 549300SCFWZXMDMZPE93).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Residential Mortgage, LLC.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Residential Mortgage, LLC page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.