LEI 549300A03BP6F4DI7N56 · Granite City, IL
Revity Credit Union
Origination share is low-tercile at 57.0% - a smaller funded fraction than most reporters with 100+ apps.
Origination-share tercile vs fleet
Revity Credit Union converts 57.0% of applications into originations, below the fleet share tercile (~62.1%). Originated-loan volume is 143.
- n/a
- Below 1,000-app share board
- 57.0%
- Origination share
- 143
- Originated
- 7.2%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
251 reported applications
Where Revity Credit Union sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
143 Top 50% higher than 50% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Revity Credit Union
Application volume by HMDA loan type in this lender's 2024 book.
Mid-volume reporter. Revity Credit Union's 57.0% origination rate and 7.2% denial rate sit on a mid-tercile originated book (143 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Program weight concentrates in Conventional (251 applications).
How to read Revity Credit Union. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Revity Credit Union
Revity Credit Union filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 251 | 143 | 18 | $108,546 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Revity Credit Union (LEI: 549300A03BP6F4DI7N56) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Cash-out Refinancing | 107 | 72 | $71,729 |
| Home Purchase | 90 | 34 | $157,667 |
| Refinancing | 45 | 32 | $104,333 |
| Home Improvement | 9 | 5 | $76,111 |
Reported outcomes by applicant race
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 170 | 55.3% | 4.1% |
| Black or African American * | 18 | 38.9% | 11.1% |
| Joint * | 3 | 33.3% | 0.0% |
| American Indian or Alaska Native * | 2 | 50.0% | 0.0% |
| Asian * | 1 | 100.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Reported outcomes by applicant ethnicity
Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 216 | 57.9% | 5.6% |
| Joint * | 10 | 50.0% | 20.0% |
| Hispanic or Latino * | 5 | 40.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Nearby Lenders in IL
Other HMDA-reporting lenders in IL with similar activity. Compare any two side-by-side.
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Read with Revity Credit Union
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Revity Credit Union (LEI 549300A03BP6F4DI7N56), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.