PlainLender

RPE Home, Inc

Denver, CO

RPE Home, Inc processed 9,217 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 1,063 loans with a 33.7% denial rate. Home Purchase was the primary loan purpose. Based in Denver, CO. The approval rate of 11.5% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. RPE Home, Inc's 11.5% origination rate tells you how often an application turned into funded money; the 33.7% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Credit history, Collateral, Insufficient cash, which together explain the majority of rejections. Most activity concentrated in Conventional loans (9,217 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

9,217
Applications
1,063
Originated
33.7%
Denial Rate
$364,497
Avg Loan Amount
Avg Interest Rate: 11.674%

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 9,217 1,063 3,107 $364,497

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for RPE Home, Inc (LEI: 254900DSZI6CJXJL6Z14) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Credit history
2,022
Collateral
682
Insufficient cash
512
Unverifiable information
10
Other
1

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 8,466 936 $371,667
Refinancing 751 127 $283,668

Nearby Lenders in CO

Other HMDA-reporting lenders in CO with similar activity. Compare any two side-by-side.

Pulte Mortgage LLC

Englewood, CO

28,004 apps 19,692 originated 10.9% denied

American Financing Corporation

AURORA, CO

25,138 apps 4,785 originated 52.0% denied

Ent Credit Union (68671)

COLORADO SPRINGS, CO

12,486 apps 7,861 originated 23.0% denied

Bellco Credit Union

GREENWOOD VILLAGE, CO

9,877 apps 4,150 originated 30.7% denied

Mortgage Solutions of Colorado

Colorado Springs, CO

9,759 apps 5,786 originated 3.7% denied
Compare RPE Home, Inc vs Pulte Mortgage LLC →

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did RPE Home, Inc process?
RPE Home, Inc processed 9,217 mortgage applications in the 2024 HMDA reporting year. Of these, 1,063 were originated (approved and funded), 3,204 were withdrawn by the applicant, and 3,107 were denied.
What is RPE Home, Inc's mortgage approval rate?
RPE Home, Inc has an approval (origination) rate of 11.5%, meaning 11.5% of all applications resulted in a funded mortgage. The denial rate is 33.7%.
What is the average loan amount at RPE Home, Inc?
The average mortgage loan amount at RPE Home, Inc is $364,497. The average interest rate is 11.674%.
What are the most common reasons for mortgage denial at RPE Home, Inc?
The most common reasons for mortgage denial at RPE Home, Inc are: Credit history, Collateral, Insufficient cash. In total, 3,107 applications were denied out of 9,217 total applications.
What types of mortgage loans does RPE Home, Inc offer?
RPE Home, Inc processes Conventional loans. The most common type is Conventional with 9,217 applications and an average loan amount of $364,497.
What loan purposes does RPE Home, Inc serve?
RPE Home, Inc serves the following loan purposes: Home Purchase (8,466 applications), Refinancing (751 applications). Home Purchase is the most common purpose.
Where is RPE Home, Inc located?
RPE Home, Inc is headquartered in Denver, CO. The lender is identified by LEI 254900DSZI6CJXJL6Z14 in HMDA data.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.