Secured Investment Corp
Coeur d'Alene, ID
Secured Investment Corp processed 2,051 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 259 loans with a 0.0% denial rate. Home Purchase was the primary loan purpose. Based in Coeur d'Alene, ID. The approval rate of 12.6% reflects originated loans as a share of all applications. Below you will find a breakdown by loan type, loan purpose, denial reasons, and demographic lending patterns as required by the Home Mortgage Disclosure Act.
Portfolio scale. Secured Investment Corp processed 2,051 HMDA-reported mortgage applications in 2024, originating 259 loans and denying 0 for a denial rate of 0.0% (applicants themselves withdrew 1,490 files before a decision). The average loan amount was $281,109 at a 12.243% average note rate. The lender reports under LEI 2549003K48UGTWEK6O31 from Coeur d'Alene, ID.
Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% — HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Secured Investment Corp's 12.6% origination rate tells you how often an application turned into funded money; the 0.0% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (2,051 applications).
How to read this page. These figures are aggregate HMDA disclosures — they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting — it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.
Lending Activity
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 2,051 | 259 | 0 | $281,109 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2023 LAR — application-level mortgage data for Secured Investment Corp (LEI: 2549003K48UGTWEK6O31) · 2023 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Loan Purpose Breakdown
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 2,050 | 259 | $281,215 |
| Cash-out Refinancing | 1 | 0 | $65,000 |
Nearby Lenders in ID
Other HMDA-reporting lenders in ID with similar activity. Compare any two side-by-side.
IDAHO CENTRAL CREDIT UNION
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Premier Mortgage Resources, LLC
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FIRST FEDERAL SAVINGS BANK
TWIN FALLS, ID
POTLATCH NO 1 FINANCIAL CREDIT U
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Westmark Credit Union
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Data Sources
Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.
Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.
Read our methodology — how this data is sourced, computed, and verified.