PlainLender

Security Bank

Tulsa, OK

Security Bank processed 84 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 72 loans with a 4.8% denial rate. Home Purchase was the primary loan purpose. Based in Tulsa, OK. The approval rate of 85.7% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Security Bank's 85.7% origination rate tells you how often an application turned into funded money; the 4.8% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (84 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

84
Applications
72
Originated
4.8%
Denial Rate
$450,952
Avg Loan Amount

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 84 72 4 $450,952

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Security Bank (LEI: 5493007KC6RR4UC6S050) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 43 37 $527,326
Home Improvement 23 19 $82,826
Refinancing 18 16 $738,889

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White * 20 100.0% 0.0%
Black or African American * 9 66.7% 22.2%
American Indian or Alaska Native * 2 100.0% 0.0%
2 or more minority races * 1 100.0% 0.0%
Asian * 1 0.0% 0.0%
Joint * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino * 32 90.6% 6.3%
Hispanic or Latino * 1 0.0% 0.0%
Joint * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in OK

Other HMDA-reporting lenders in OK with similar activity. Compare any two side-by-side.

Arvest Bank

TULSA, OK

20,066 apps 12,946 originated 16.2% denied

MidFirst Bank

Oklahoma City, OK

14,527 apps 1,920 originated 2.8% denied

Gateway First Bank

JENKS, OK

13,103 apps 8,366 originated 4.3% denied

Finance of America Reverse LLC

TULSA, OK

12,910 apps 8,638 originated 8.3% denied

Bokf NA

TULSA, OK

11,220 apps 5,852 originated 27.4% denied
Compare Security Bank vs Arvest Bank →

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Security Bank process?
Security Bank processed 84 mortgage applications in the 2024 HMDA reporting year. Of these, 72 were originated (approved and funded), 5 were withdrawn by the applicant, and 4 were denied.
What is Security Bank's mortgage approval rate?
Security Bank has an approval (origination) rate of 85.7%, meaning 85.7% of all applications resulted in a funded mortgage. The denial rate is 4.8%.
What is the average loan amount at Security Bank?
The average mortgage loan amount at Security Bank is $450,952.
What types of mortgage loans does Security Bank offer?
Security Bank processes Conventional loans. The most common type is Conventional with 84 applications and an average loan amount of $450,952.
What loan purposes does Security Bank serve?
Security Bank serves the following loan purposes: Home Purchase (43 applications), Home Improvement (23 applications), Refinancing (18 applications). Home Purchase is the most common purpose.
Where is Security Bank located?
Security Bank is headquartered in Tulsa, OK. The lender is identified by LEI 5493007KC6RR4UC6S050 in HMDA data.
How does Security Bank compare in lending across racial demographics?
Security Bank reports demographic lending data under HMDA requirements. White applicants have an approval rate of 100.0% and denial rate of 0.0%; Black or African American applicants have an approval rate of 66.7% and denial rate of 22.2%; American Indian or Alaska Native applicants have an approval rate of 100.0% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology - how this data is sourced, computed, and verified.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.