SIRVA Mortgage, Inc.
Independence, OH
SIRVA Mortgage, Inc. processed 3,615 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 1,299 loans with a 1.8% denial rate. Home Purchase was the primary loan purpose. Based in Independence, OH. The approval rate of 35.9% reflects originated loans as a share of all applications. Below you will find a breakdown by loan type, loan purpose, denial reasons, and demographic lending patterns as required by the Home Mortgage Disclosure Act.
Portfolio scale. SIRVA Mortgage, Inc. processed 3,615 HMDA-reported mortgage applications in 2024, originating 1,299 loans and denying 65 for a denial rate of 1.8% (applicants themselves withdrew 29 files before a decision). The average loan amount was $420,250 at a 6.415% average note rate, and applicants self-reported an average income of $35,000. The lender reports under LEI 549300KQHWNSVCE2MY88 from Independence, OH.
Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% — HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. SIRVA Mortgage, Inc.'s 35.9% origination rate tells you how often an application turned into funded money; the 1.8% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Collateral, Credit history, Debt-to-income ratio, which together explain the majority of rejections. Most activity concentrated in Conventional loans (3,082 applications).
How to read this page. These figures are aggregate HMDA disclosures — they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting — it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.
Lending Activity
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 3,082 | 1,200 | 53 | $436,311 |
| FHA | 362 | 49 | 10 | $268,646 |
| VA | 171 | 50 | 2 | $451,725 |
Top loan types — SIRVA Mortgage, Inc.
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2023 LAR — application-level mortgage data for SIRVA Mortgage, Inc. (LEI: 549300KQHWNSVCE2MY88) · 2023 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Denial Analysis
Loan Purpose Breakdown
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Home Purchase | 3,547 | 1,271 | $422,660 |
| Refinancing | 33 | 17 | $379,848 |
| Cash-out Refinancing | 28 | 11 | $209,286 |
| Other | 6 | 0 | $241,667 |
| Home Improvement | 1 | 0 | $185,000 |
Geographic Coverage — Lending by Race
Derived race categories as reported under HMDA. Source: CFPB.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 2,364 | 41.7% | 1.7% |
| Asian | 413 | 29.3% | 1.0% |
| Black or African American | 299 | 13.0% | 3.7% |
| Joint | 127 | 40.2% | 2.4% |
| American Indian or Alaska Native | 30 | 20.0% | 0.0% |
| 2 or more minority races | 11 | 18.2% | 0.0% |
| Native Hawaiian or Other Pacific Islander | 5 | 0.0% | 0.0% |
Lending by Ethnicity
Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 2,828 | 37.5% | 1.8% |
| Hispanic or Latino | 353 | 30.9% | 2.0% |
| Joint | 127 | 44.1% | 0.8% |
Nearby Lenders in OH
Other HMDA-reporting lenders in OH with similar activity. Compare any two side-by-side.
US BANK, N.A.
CINCINNATI, OH
CROSSCOUNTRY MORTGAGE, LLC
Cleveland, OH
JPMorgan Chase Bank, NA
Columbus, OH
Huntington National Bank
Columbus, OH
Fifth Third Bank, National Association
Cincinnati, OH
Mortgage Lending Guides
Frequently Asked Questions
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Data Sources
Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.
Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.
Read our methodology — how this data is sourced, computed, and verified.