Slovenian Savings and Loan Association

Strabane, PA

Slovenian Savings and Loan Association processed 178 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 174 loans with a 0.6% denial rate. Home Purchase was the primary loan purpose. Based in Strabane, PA. The approval rate of 97.8% reflects originated loans as a share of all applications.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% - HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. Slovenian Savings and Loan Association's 97.8% origination rate tells you how often an application turned into funded money; the 0.6% denial rate is a separate read on underwriting strictness. Most activity concentrated in Conventional loans (178 applications).

How to read this page. These figures are aggregate HMDA disclosures, they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting, it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

178
Applications
174
Originated
0.6%
Denial Rate
$169,270
Avg Loan Amount

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 178 174 1 $169,270

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Slovenian Savings and Loan Association (LEI: 549300P6E4MG6WR4CW75) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Home Purchase 84 82 $237,976
Cash-out Refinancing 37 37 $130,676
Home Improvement 28 28 $52,143
Other 26 24 $84,231
Refinancing 3 3 $551,667

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 121 97.5% 0.8%
Black or African American * 4 100.0% 0.0%
Joint * 2 100.0% 0.0%
American Indian or Alaska Native * 1 100.0% 0.0%
Asian * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 118 97.5% 0.8%

Nearby Lenders in PA

Other HMDA-reporting lenders in PA with similar activity. Compare any two side-by-side.

Mortgage Lending Guides

Frequently Asked Questions

How many mortgage applications did Slovenian Savings and Loan Association process?
Slovenian Savings and Loan Association processed 178 mortgage applications in the 2024 HMDA reporting year. Of these, 174 were originated (approved and funded), 3 were withdrawn by the applicant, and 1 were denied.
What is Slovenian Savings and Loan Association's mortgage approval rate?
Slovenian Savings and Loan Association has an approval (origination) rate of 97.8%, meaning 97.8% of all applications resulted in a funded mortgage. The denial rate is 0.6%.
What is the average loan amount at Slovenian Savings and Loan Association?
The average mortgage loan amount at Slovenian Savings and Loan Association is $169,270.
What types of mortgage loans does Slovenian Savings and Loan Association offer?
Slovenian Savings and Loan Association processes Conventional loans. The most common type is Conventional with 178 applications and an average loan amount of $169,270.
What loan purposes does Slovenian Savings and Loan Association serve?
Slovenian Savings and Loan Association serves the following loan purposes: Home Purchase (84 applications), Cash-out Refinancing (37 applications), Home Improvement (28 applications), Other (26 applications), Refinancing (3 applications). Home Purchase is the most common purpose.
Where is Slovenian Savings and Loan Association located?
Slovenian Savings and Loan Association is headquartered in Strabane, PA. The lender is identified by LEI 549300P6E4MG6WR4CW75 in HMDA data.
How does Slovenian Savings and Loan Association compare in lending across racial demographics?
Slovenian Savings and Loan Association reports demographic lending data under HMDA requirements. White applicants have an approval rate of 97.5% and denial rate of 0.8%; Black or African American applicants have an approval rate of 100.0% and denial rate of 0.0%; Joint applicants have an approval rate of 100.0% and denial rate of 0.0%. This data reflects derived race categories as reported by applicants.

Data Sources

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.