LEI 9845009AAA0074412D05 · Monroe, VA

Strategic Funding, LP

Denial sits in the upper fleet tercile at 39.0% across 172 HMDA applications, a stricter underwriting book than most reporters.

Kept in this browser so you can pick the comparison back up later. View shortlist

Denial tercile vs fleet

Strategic Funding, LP posts a 39.0% denial rate, above the fleet's upper tercile (~13.79%) - across 172 applications with 105 originations. Leading cited denial reason: collateral. Volume rank is still not origination-share rank.

n/a
Below 1,000-app share board
61.0%
Origination share
105
Originated
39.0%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Strategic Funding, LP sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

105 42nd percentile higher than 42% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Strategic Funding, LP

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional172
0%100%61%
Origination share · Strategic Funding, LP

Cited denial reasons · Strategic Funding, LP

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Collateral292. Other243. Insufficient cash74. Unverifiable information45. Credit history3

Mid-volume reporter. Strategic Funding, LP's 61.0% origination rate and 39.0% denial rate sit on a mid-tercile originated book (105 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Most-cited denial codes: Collateral, Other, Insufficient cash. Program weight concentrates in Conventional (172 applications).

How to read Strategic Funding, LP. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 13.500%

Lending activity by loan program · Strategic Funding, LP

Strategic Funding, LP filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 172 105 67 $175,988

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Strategic Funding, LP (LEI: 9845009AAA0074412D05) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Improvement 172 105 $175,988

Nearby Lenders in VA

Other HMDA-reporting lenders in VA with similar activity. Compare any two side-by-side.

One of 126 other HMDA-reporting lenders in VA, 5 are shown here.

Read with Strategic Funding, LP

Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 for Strategic Funding, LP (LEI 9845009AAA0074412D05).

Data from FFIEC / CFPB HMDA Snapshot National Loan-Level Dataset (2024). Informational only, not mortgage advice for applicants at Strategic Funding, LP.

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. This Strategic Funding, LP page draws directly on CFPB HMDA federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.