PlainLender

SUCCESS CREDIT UNION

Blytheville, AR

SUCCESS CREDIT UNION processed 109 mortgage applications in 2024 per HMDA data reported to the Consumer Financial Protection Bureau (CFPB), originating 82 loans with a 11.9% denial rate. Cash-out Refinancing was the primary loan purpose. Based in Blytheville, AR. The approval rate of 75.2% reflects originated loans as a share of all applications. Below you will find a breakdown by loan type, loan purpose, denial reasons, and demographic lending patterns as required by the Home Mortgage Disclosure Act.

Portfolio scale. SUCCESS CREDIT UNION processed 109 HMDA-reported mortgage applications in 2024, originating 82 loans and denying 13 for a denial rate of 11.9% (applicants themselves withdrew 7 files before a decision). The average loan amount was $89,587 at a 7.927% average note rate, and applicants self-reported an average income of $27,000. The lender reports under LEI 549300GBMYUTNLY00W24 from Blytheville, AR.

Why approval and denial rates diverge. Approval (origination) rate and denial rate do not sum to 100% — HMDA records several outcomes beyond approved-and-funded, including files that were approved but not accepted by the applicant, withdrawn, or closed for incompleteness. SUCCESS CREDIT UNION's 75.2% origination rate tells you how often an application turned into funded money; the 11.9% denial rate is a separate read on underwriting strictness. The most frequently cited denial reasons in this file were Credit history, Debt-to-income ratio, Collateral, which together explain the majority of rejections. Most activity concentrated in Conventional loans (109 applications).

How to read this page. These figures are aggregate HMDA disclosures — they describe this lender's overall 2024 book, not your individual odds. Approval and denial rates are shaped by the applicant mix a lender actually receives: credit profile, loan-to-value, debt-to-income, property type, and geography. A lower denial rate at one lender versus another does not necessarily mean easier underwriting — it often reflects borrower self-selection and loan-product specialization. This page is informational data reporting, not financial, legal, or mortgage advice. Compare multiple lenders, read your Loan Estimate carefully, and consult a licensed mortgage professional before applying. Data reflects 2024 disclosures published by the CFPB in 2025.

109
Applications
82
Originated
11.9%
Denial Rate
$89,587
Avg Loan Amount
Avg Interest Rate: 7.927% Avg Applicant Income: $27,000

Lending Activity

Type Applications Originated Denied Avg Loan
Conventional 109 82 13 $89,587

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2023 LAR — application-level mortgage data for SUCCESS CREDIT UNION (LEI: 549300GBMYUTNLY00W24) · 2023 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Denial Analysis

Credit history
7
Debt-to-income ratio
6
Collateral
2

Loan Purpose Breakdown

Purpose Applications Originated Avg Loan
Cash-out Refinancing 48 36 $74,375
Home Improvement 24 22 $70,833
Home Purchase 18 14 $153,889
Other 12 9 $52,500
Refinancing 2 1 $420,000

Geographic Coverage — Lending by Race

Derived race categories as reported under HMDA. Source: CFPB.

Race Applications Approval Rate Denial Rate
White 72 79.2% 9.7%
Black or African American 18 72.2% 22.2%

Lending by Ethnicity

Hispanic/Latino is an ethnicity, not a race. Shown separately per U.S. Census Bureau standards.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 89 77.5% 12.4%
Hispanic or Latino 1 100.0% 0.0%

Nearby Lenders in AR

Other HMDA-reporting lenders in AR with similar activity. Compare any two side-by-side.

BANK OF ENGLAND

ENGLAND, AR

5,645 apps 3,672 originated 5.4% denied

SIMMONS BANK

PINE BLUFF, AR

5,087 apps 3,161 originated 24.0% denied

Centennial Bank

Conway, AR

4,878 apps 2,631 originated 17.7% denied

BANK OZK

LITTLE ROCK, AR

4,543 apps 1,840 originated 34.5% denied

ARKANSAS FEDERAL CREDIT UNION

LITTLE ROCK, AR

4,140 apps 2,432 originated 22.0% denied
Compare SUCCESS CREDIT UNION vs BANK OF ENGLAND →

Mortgage Lending Guides

Why Mortgages Get Denied
Common denial reasons and how to improve your chances
Comparing Mortgage Lenders
What to look for when choosing a mortgage lender
Getting the Best Mortgage Rate
Strategies for securing the lowest interest rate
Understanding HMDA Data
How to read and interpret mortgage disclosure data
Denial Rates by Demographics
Demographic patterns in mortgage approval and denial

Explore More Data

Bank Financial Data → Credit Union Data → Financial Advisor Lookup → Home Insurance Costs → Property Tax Data → Rent Price Data →

Frequently Asked Questions

How many mortgage applications did SUCCESS CREDIT UNION process?
SUCCESS CREDIT UNION processed 109 mortgage applications in the 2023 HMDA reporting year. Of these, 82 were originated (approved and funded), 7 were withdrawn by the applicant, and 13 were denied.
What is SUCCESS CREDIT UNION's mortgage approval rate?
SUCCESS CREDIT UNION has an approval (origination) rate of 75.2%, meaning 75.2% of all applications resulted in a funded mortgage. The denial rate is 11.9%.
What is the average loan amount at SUCCESS CREDIT UNION?
The average mortgage loan amount at SUCCESS CREDIT UNION is $89,587. The average interest rate is 7.927%. The average applicant income is $27,000.
What are the most common reasons for mortgage denial at SUCCESS CREDIT UNION?
The most common reasons for mortgage denial at SUCCESS CREDIT UNION are: Credit history, Debt-to-income ratio, Collateral. In total, 13 applications were denied out of 109 total applications.
What types of mortgage loans does SUCCESS CREDIT UNION offer?
SUCCESS CREDIT UNION processes Conventional loans. The most common type is Conventional with 109 applications and an average loan amount of $89,587.
What loan purposes does SUCCESS CREDIT UNION serve?
SUCCESS CREDIT UNION serves the following loan purposes: Cash-out Refinancing (48 applications), Home Improvement (24 applications), Home Purchase (18 applications), Other (12 applications), Refinancing (2 applications). Cash-out Refinancing is the most common purpose.
Where is SUCCESS CREDIT UNION located?
SUCCESS CREDIT UNION is headquartered in Blytheville, AR. The lender is identified by LEI 549300GBMYUTNLY00W24 in HMDA data.
How does SUCCESS CREDIT UNION compare in lending across racial demographics?
SUCCESS CREDIT UNION reports demographic lending data under HMDA requirements. White applicants have an approval rate of 79.2% and denial rate of 9.7%; Black or African American applicants have an approval rate of 72.2% and denial rate of 22.2%. This data reflects derived race categories as reported by applicants.

Data Sources

Data as of 2024. Source: Consumer Financial Protection Bureau (CFPB), Home Mortgage Disclosure Act (HMDA) 2024 Snapshot.

Data from FFIEC / CFPB HMDA 2024 Snapshot National Loan-Level Dataset. Demographic data reflects derived categories as reported by applicants. Denial rates include all application outcomes. This data is provided for informational purposes only.

Read our methodology — how this data is sourced, computed, and verified.