LEI 254900PQLW7K91KOVU18 · Aston, PA

Sun East Federal Credit Union

Originated-loan volume lands in the upper fleet tercile (421 funded) among 801 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Sun East Federal Credit Union funded 421 mortgages, upper fleet tercile (above ~310 originations), ranking #1,374 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (801 applications).

n/a
Below 1,000-app share board
52.6%
Origination share
421
Originated
31.7%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Sun East Federal Credit Union sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

421 Top 28% higher than 72% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Sun East Federal Credit Uni…

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional8002. FHA1
0%100%52.6%
Origination share · Sun East Federal Credit Uni…

Cited denial reasons · Sun East Federal Credit Uni…

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Debt-to-income ratio1452. Other1393. Credit history1094. Collateral435. Unverifiable information176. Employment history17. Credit application incomp…1

High-volume book. Sun East Federal Credit Union funded 421 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Debt-to-income ratio, Other, Credit history. Program weight concentrates in Conventional (800 applications).

How to read Sun East Federal Credit Union. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 6.348% Avg Applicant Income: $36,000

Lending activity by loan program · Sun East Federal Credit Uni…

Sun East Federal Credit Union filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 800 420 254 $102,538
FHA 1 1 0 $185,000

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Sun East Federal Credit Union (LEI: 254900PQLW7K91KOVU18) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Improvement 325 176 $85,338
Other 279 121 $81,953
Refinancing 155 92 $119,968
Home Purchase 26 20 $338,846
Cash-out Refinancing 16 12 $263,125

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 573 56.7% 27.4%
Black or African American 147 38.1% 49.7%
Asian * 13 30.8% 30.8%
Joint * 13 61.5% 15.4%
2 or more minority races * 4 0.0% 100.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 700 52.7% 31.4%
Hispanic or Latino * 27 55.6% 33.3%
Joint * 20 55.0% 30.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in PA

Other HMDA-reporting lenders in PA with similar activity. Compare any two side-by-side.

One of 240 other HMDA-reporting lenders in PA, 5 are shown here.

Read with Sun East Federal Credit Union

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Sun East Federal Credit Union (LEI 254900PQLW7K91KOVU18), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.