LEI 254900LNRKOG7TRURB32 · ROCHESTER, NY
Ukrainian Federal Credit Union
Denial sits in the lower fleet tercile at 5.4% across 185 HMDA applications, fewer outright refusals than the bulk of the corpus.
Denial tercile vs fleet
Ukrainian Federal Credit Union posts a 5.4% denial rate, below the fleet's lower tercile (~5.61%) - across 185 applications with 152 originations. Volume rank is still not origination-share rank.
- n/a
- Below 1,000-app share board
- 82.2%
- Origination share
- 152
- Originated
- 5.4%
- Denial rate
According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.
Reported application outcomes
185 reported applications
Where Ukrainian Federal Credit Union sits by reported originations
2024 CFPB HMDA reporting lenders, bucketed by originated-loan count
152 Top 48% higher than 52% of 4,908 reporting lenders
Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.
Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year
Loan types by applications · Ukrainian Federal Credit Un…
Application volume by HMDA loan type in this lender's 2024 book.
Mid-volume reporter. Ukrainian Federal Credit Union's 82.2% origination rate and 5.4% denial rate sit on a mid-tercile originated book (152 funded; fleet band ~78-310). Approval and denial do not sum to 100% - HMDA also records withdrawals, incompletes, and purchased loans. Program weight concentrates in Conventional (185 applications).
How to read Ukrainian Federal Credit Union. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.
Lending activity by loan program · Ukrainian Federal Credit Un…
Ukrainian Federal Credit Union filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.
| Type | Applications | Originated | Denied | Avg Loan |
|---|---|---|---|---|
| Conventional | 185 | 152 | 10 | $223,865 |
Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Ukrainian Federal Credit Union (LEI: 254900LNRKOG7TRURB32) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.
Why borrowers applied
Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.
| Purpose | Applications | Originated | Avg Loan |
|---|---|---|---|
| Cash-out Refinancing | 91 | 75 | $203,901 |
| Home Purchase | 87 | 75 | $258,908 |
| Other | 5 | 1 | $49,000 |
| Home Improvement | 2 | 1 | $45,000 |
Reported outcomes by applicant race
CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.
| Race | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| White | 172 | 83.1% | 4.7% |
| Asian * | 3 | 66.7% | 0.0% |
| Black or African American * | 1 | 0.0% | 100.0% |
| Joint * | 1 | 100.0% | 0.0% |
| Native Hawaiian or Other Pacific Islander * | 1 | 100.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Reported outcomes by applicant ethnicity
Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.
| Ethnicity | Applications | Approval Rate | Denial Rate |
|---|---|---|---|
| Not Hispanic or Latino | 167 | 82.0% | 5.4% |
| Joint * | 4 | 50.0% | 0.0% |
| Hispanic or Latino * | 2 | 100.0% | 0.0% |
* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.
Nearby Lenders in NY
Other HMDA-reporting lenders in NY with similar activity. Compare any two side-by-side.
One of 193 other HMDA-reporting lenders in NY, 5 are shown here.
Citibank, NA
New York, NY
M&T Bank
BUFFALO, NY
Loan Funder LLC
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Bethpage Federal Credit Union
BETHPAGE, NY
Better Mortgage Corporation
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Read with Ukrainian Federal Credit Union
Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Ukrainian Federal Credit Union (LEI 254900LNRKOG7TRURB32), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.