LEI 549300E4YLQ3BVQ4GW30 · GREAT NECK, NY

Wall Street Mortgage Bankers, LTD. Dba Power Exp

Originated-loan volume lands in the upper fleet tercile (388 funded) among 691 reported applications in the 2024 HMDA Snapshot.

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Originated-volume tercile vs fleet

Wall Street Mortgage Bankers, LTD. Dba Power Exp funded 388 mortgages, upper fleet tercile (above ~310 originations), ranking #1,436 of 4,908 by originated-loan volume and sits below the 1,000-application origination-share board (691 applications).

n/a
Below 1,000-app share board
56.2%
Origination share
388
Originated
24.6%
Denial rate

According to the CFPB HMDA 2024 Snapshot. Origination share is originated divided by applications among reporters with 1,000+ applications. Denial share and origination share do not sum to 100% because HMDA also records withdrawals, incompletes, and purchased loans. See /methodology#corpus-placement. Informational reporting, not mortgage advice.

Where Wall Street Mortgage Bankers, LTD. Dba Power Exp sits by reported originations

2024 CFPB HMDA reporting lenders, bucketed by originated-loan count

388 Top 29% higher than 71% of 4,908 reporting lenders

This lender 0 400,000 reporting lenders, grouped by originated loans

Each bar is a 50,000-originated loans band. The dashed line and filled bar mark this lender. Hover, tap, or focus a bar for its count and population share.

Source CFPB Home Mortgage Disclosure Act loan/application register · 2024 reporting year

Loan types by applications · Wall Street Mortgage Banker…

Application volume by HMDA loan type in this lender's 2024 book.

Loan mix
1. Conventional6792. FHA12
0%100%56.2%
Origination share · Wall Street Mortgage Banker…

Cited denial reasons · Wall Street Mortgage Banker…

Lender-reported HMDA denial-reason counts (top reasons shown).

Denial mix
1. Other932. Collateral303. Debt-to-income ratio174. Credit history165. Credit application incomp…56. Unverifiable information47. Employment history48. Insufficient cash4

High-volume book. Wall Street Mortgage Bankers, LTD. Dba Power Exp funded 388 mortgages, above the fleet upper tercile (~310 originations) - so absolute denial and purpose counts matter more here than at thin reporters. Most-cited denial codes: Other, Collateral, Debt-to-income ratio. Program weight concentrates in Conventional (679 applications).

How to read Wall Street Mortgage Bankers, LTD. Dba Power Exp. These figures are aggregate HMDA disclosures for this lender's 2024 book, not any one file. Rates reflect applicant mix (credit, LTV, DTI, geography) as much as underwriting posture. Informational data reporting, not financial, legal, or mortgage advice. Source vintage: CFPB HMDA 2024 Snapshot.

Avg Interest Rate: 7.359% Avg Applicant Income: $37,000

Lending activity by loan program · Wall Street Mortgage Banker…

Wall Street Mortgage Bankers, LTD. Dba Power Exp filed most under Conventional. Applications, originations and denials are separate outcomes of the same filing, so the columns do not sum.

Type Applications Originated Denied Avg Loan
Conventional 679 381 166 $930,464
FHA 12 7 4 $507,500

Source: CFPB Home Mortgage Disclosure Act (HMDA) loan/application register HMDA 2024 LAR, application-level mortgage data for Wall Street Mortgage Bankers, LTD. Dba Power Exp (LEI: 549300E4YLQ3BVQ4GW30) · 2024 HMDA reports filed annually; covers applications received during the calendar year. Approval rates exclude withdrawn / incomplete applications. Denial reasons are lender-reported.

Why borrowers applied

Purchase, refinance and cash-out are reported as distinct purposes; average loan size usually separates them more sharply than volume does.

Purpose Applications Originated Avg Loan
Home Purchase 406 254 $912,709
Cash-out Refinancing 211 92 $881,967
Refinancing 74 42 $1,097,568

Reported outcomes by applicant race

CFPB derived race categories. HMDA carries no credit score, debt-to-income ratio or down payment, so a gap between these rows is an outcome difference and never, on its own, evidence of discrimination.

Race Applications Approval Rate Denial Rate
White 321 57.6% 22.4%
Asian 106 62.3% 21.7%
Black or African American * 43 41.9% 44.2%
Joint * 4 75.0% 0.0%
2 or more minority races * 2 100.0% 0.0%
American Indian or Alaska Native * 1 100.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Reported outcomes by applicant ethnicity

Hispanic or Latino is an ethnicity, not a race, and is reported separately per U.S. Census Bureau standards. The same limitation applies: HMDA records the outcome, not the underwriting inputs behind it.

Ethnicity Applications Approval Rate Denial Rate
Not Hispanic or Latino 449 57.0% 24.5%
Hispanic or Latino * 30 53.3% 20.0%
Joint * 5 60.0% 0.0%

* Fewer than 50 applications -- percentages for this group have wide statistical uncertainty and should not be read as precise.

Nearby Lenders in NY

Other HMDA-reporting lenders in NY with similar activity. Compare any two side-by-side.

One of 193 other HMDA-reporting lenders in NY, 5 are shown here.

Read with Wall Street Mortgage Bankers

Every figure on PlainLender is rendered directly from CFPB HMDA federal source data, no number is typed in by an editor. For Wall Street Mortgage Bankers, LTD. Dba Power Exp (LEI 549300E4YLQ3BVQ4GW30), from the FFIEC/CFPB HMDA Snapshot National Loan-Level Dataset (2024). See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error. Data current as of 2026-08-10. HMDA figures are lender-filed application outcomes for a published reporting year - not creditworthiness scores, rate quotes, Loan Estimates, underwriting decisions, or mortgage advice.