Compare Mortgage Lenders
Select two lenders to compare side by side using 2023 HMDA federal data: approval rates, denial rates, loan sizes, loan types, and geographic reach.
Key Metrics
| Metric | ANSTAFF BANK | First Community Bank |
|---|---|---|
| Total Applications | 258 | 1,829 ▲ |
| Loans Originated | 207 | 1,377 |
| Approval Rate (higher is better) | 80.2% ✓ | 75.3% |
| Denial Rate (lower is better) | 5.0% ✓ | 5.9% |
| Avg Loan Amount | $147,791 | $206,821 |
| Avg Interest Rate (lower is better) | N/A | 7.723% |
| Avg Applicant Income | N/A | $36,000 |
| Applications Denied | 13 | 108 |
| Applications Withdrawn | 38 | 334 |
✓ Better indicates the more favorable value for borrowers. Data: CFPB HMDA 2023.
Loan Type Mix
| Loan Type | ANSTAFF BANK | First Community Bank |
|---|---|---|
| Conventional | 253 (98.1%) | 1,376 (75.2%) |
| FHA | — | 329 (18.0%) |
| VA | — | 72 (3.9%) |
| USDA | 5 (1.9%) | 52 (2.8%) |
Loan Purpose Breakdown
| Purpose | ANSTAFF BANK | First Community Bank |
|---|---|---|
| Home Purchase | 141 | 1,297 |
| Refinancing | 49 | 237 |
| Home Improvement | 36 | 123 |
| Other | 32 | 41 |
| Cash-out Refinancing | — | 131 |
Top States by Loan Volume
No state data available.
| State | Originated | Rank |
|---|---|---|
| Arkansas | 1,208 | #6 |
Summary
- 258 total applications · 207 originated
- Approval rate: 80.2%
- Denial rate: 5.0%
- Avg loan: $147,791
- HQ: GREEN FOREST, AR
- 1,829 total applications · 1,377 originated
- Approval rate: 75.3%
- Denial rate: 5.9%
- Avg loan: $206,821
- Avg rate: 7.723%
- HQ: Batesville, AR
Methodology
Comparisons are drawn from the CFPB 2024 HMDA Snapshot National Loan-Level Dataset, published by the Consumer Financial Protection Bureau and distributed via the FFIEC. Every figure on this page comes from lenders' mandatory HMDA filings — not voluntary marketing claims.
Approval (origination) rate = originated ÷ total applications. Denial rate = denied ÷ total applications. Rates do not sum to 100% because HMDA also records withdrawn, incomplete, and approved-but-not-accepted outcomes. Denial rates reflect a lender's applicant mix as much as its underwriting stance; compare alongside loan-type mix and geography before drawing conclusions.
Side-by-side comparisons are informational only and do not constitute financial, legal, or mortgage advice. Always obtain and compare written Loan Estimates before applying.