Compare Mortgage Lenders
Select two lenders to compare side by side using 2023 HMDA federal data: approval rates, denial rates, loan sizes, loan types, and geographic reach.
Key Metrics
| Metric | Cooperativa de AC | MULTIPLES MORTGAGE CORP. |
|---|---|---|
| Total Applications | 99 | 196 ▲ |
| Loans Originated | 73 | 146 |
| Approval Rate (higher is better) | 73.7% | 74.5% ✓ |
| Denial Rate (lower is better) | 5.0% ✓ | 7.1% |
| Avg Loan Amount | $142,374 | $153,010 |
| Avg Interest Rate (lower is better) | 7.105% | 6.911% ✓ |
| Avg Applicant Income | $37,000 | $36,000 |
| Applications Denied | 5 | 14 |
| Applications Withdrawn | 21 | 28 |
✓ Better indicates the more favorable value for borrowers. Data: CFPB HMDA 2023.
Loan Type Mix
| Loan Type | Cooperativa de AC | MULTIPLES MORTGAGE CORP. |
|---|---|---|
| Conventional | 99 (100.0%) | 146 (74.5%) |
| FHA | — | 44 (22.4%) |
| VA | — | 1 (0.5%) |
| USDA | — | 5 (2.6%) |
Loan Purpose Breakdown
| Purpose | Cooperativa de AC | MULTIPLES MORTGAGE CORP. |
|---|---|---|
| Home Purchase | 56 | 171 |
| Cash-out Refinancing | 41 | 18 |
| Refinancing | 2 | 7 |
Top States by Loan Volume
No state data available.
| State | Originated | Rank |
|---|---|---|
| Puerto Rico | 143 | #19 |
Summary
- 99 total applications · 73 originated
- Approval rate: 73.7%
- Denial rate: 5.0%
- Avg loan: $142,374
- Avg rate: 7.105%
- HQ: Manati, PR
- 196 total applications · 146 originated
- Approval rate: 74.5%
- Denial rate: 7.1%
- Avg loan: $153,010
- Avg rate: 6.911%
- HQ: Rio Piedras, PR
Methodology
Comparisons are drawn from the CFPB 2024 HMDA Snapshot National Loan-Level Dataset, published by the Consumer Financial Protection Bureau and distributed via the FFIEC. Every figure on this page comes from lenders' mandatory HMDA filings — not voluntary marketing claims.
Approval (origination) rate = originated ÷ total applications. Denial rate = denied ÷ total applications. Rates do not sum to 100% because HMDA also records withdrawn, incomplete, and approved-but-not-accepted outcomes. Denial rates reflect a lender's applicant mix as much as its underwriting stance; compare alongside loan-type mix and geography before drawing conclusions.
Side-by-side comparisons are informational only and do not constitute financial, legal, or mortgage advice. Always obtain and compare written Loan Estimates before applying.