Compare Mortgage Lenders
Select two lenders to compare side by side using 2023 HMDA federal data: approval rates, denial rates, loan sizes, loan types, and geographic reach.
Key Metrics
| Metric | Eagle Bank and | BANK OF ENGLAND |
|---|---|---|
| Total Applications | 2,613 | 5,645 ▲ |
| Loans Originated | 2,004 | 3,672 |
| Approval Rate (higher is better) | 76.7% ✓ | 65.0% |
| Denial Rate (lower is better) | 5.2% ✓ | 5.4% |
| Avg Loan Amount | $241,602 | $322,995 |
| Avg Interest Rate (lower is better) | 6.192% ✓ | 6.718% |
| Avg Applicant Income | $38,000 | $39,000 |
| Applications Denied | 137 | 304 |
| Applications Withdrawn | 455 | 1,425 |
✓ Better indicates the more favorable value for borrowers. Data: CFPB HMDA 2023.
Loan Type Mix
| Loan Type | Eagle Bank and | BANK OF ENGLAND |
|---|---|---|
| Conventional | 1,557 (59.6%) | 3,227 (57.2%) |
| FHA | 707 (27.1%) | 1,798 (31.9%) |
| VA | 216 (8.3%) | 478 (8.5%) |
| USDA | 133 (5.1%) | 142 (2.5%) |
Loan Purpose Breakdown
| Purpose | Eagle Bank and | BANK OF ENGLAND |
|---|---|---|
| Home Purchase | 2,424 | 4,689 |
| Cash-out Refinancing | 77 | 616 |
| Refinancing | 68 | 330 |
| Other | 32 | 5 |
| Home Improvement | 12 | 5 |
Top States by Loan Volume
| State | Originated | Rank |
|---|---|---|
| Arkansas | 1,003 | #12 |
No state data available.
Summary
- 2,613 total applications · 2,004 originated
- Approval rate: 76.7%
- Denial rate: 5.2%
- Avg loan: $241,602
- Avg rate: 6.192%
- HQ: Little Rock, AR
- 5,645 total applications · 3,672 originated
- Approval rate: 65.0%
- Denial rate: 5.4%
- Avg loan: $322,995
- Avg rate: 6.718%
- HQ: ENGLAND, AR
Methodology
Comparisons are drawn from the CFPB 2024 HMDA Snapshot National Loan-Level Dataset, published by the Consumer Financial Protection Bureau and distributed via the FFIEC. Every figure on this page comes from lenders' mandatory HMDA filings — not voluntary marketing claims.
Approval (origination) rate = originated ÷ total applications. Denial rate = denied ÷ total applications. Rates do not sum to 100% because HMDA also records withdrawn, incomplete, and approved-but-not-accepted outcomes. Denial rates reflect a lender's applicant mix as much as its underwriting stance; compare alongside loan-type mix and geography before drawing conclusions.
Side-by-side comparisons are informational only and do not constitute financial, legal, or mortgage advice. Always obtain and compare written Loan Estimates before applying.