Compare Mortgage Lenders
Select two lenders to compare side by side using 2023 HMDA federal data: approval rates, denial rates, loan sizes, loan types, and geographic reach.
Key Metrics
| Metric | Fieldpoint Private Bank | PLANET HOME LENDING, |
|---|---|---|
| Total Applications | 24 | 65,607 ▲ |
| Loans Originated | 18 | 10,396 |
| Approval Rate (higher is better) | 75.0% ✓ | 15.8% |
| Denial Rate (lower is better) | 12.5% | 4.4% ✓ |
| Avg Loan Amount | $2,534,167 | $293,931 |
| Avg Interest Rate (lower is better) | N/A | 6.532% |
| Avg Applicant Income | N/A | $40,000 |
| Applications Denied | 3 | 2,897 |
| Applications Withdrawn | 1 | 525 |
✓ Better indicates the more favorable value for borrowers. Data: CFPB HMDA 2023.
Loan Type Mix
| Loan Type | Fieldpoint Private Bank | PLANET HOME LENDING, |
|---|---|---|
| Conventional | 24 (100.0%) | 16,319 (24.9%) |
| FHA | — | 30,342 (46.2%) |
| VA | — | 15,501 (23.6%) |
| USDA | — | 3,445 (5.3%) |
Loan Purpose Breakdown
| Purpose | Fieldpoint Private Bank | PLANET HOME LENDING, |
|---|---|---|
| Cash-out Refinancing | 12 | 7,699 |
| Home Purchase | 7 | 49,628 |
| Refinancing | 5 | 7,757 |
| Other | — | 385 |
| Home Improvement | — | 138 |
Summary
- 24 total applications · 18 originated
- Approval rate: 75.0%
- Denial rate: 12.5%
- Avg loan: $2,534,167
- HQ: Greenwich, CT
- 65,607 total applications · 10,396 originated
- Approval rate: 15.8%
- Denial rate: 4.4%
- Avg loan: $293,931
- Avg rate: 6.532%
- HQ: MERIDEN, CT
Methodology
Comparisons are drawn from the CFPB 2024 HMDA Snapshot National Loan-Level Dataset, published by the Consumer Financial Protection Bureau and distributed via the FFIEC. Every figure on this page comes from lenders' mandatory HMDA filings — not voluntary marketing claims.
Approval (origination) rate = originated ÷ total applications. Denial rate = denied ÷ total applications. Rates do not sum to 100% because HMDA also records withdrawn, incomplete, and approved-but-not-accepted outcomes. Denial rates reflect a lender's applicant mix as much as its underwriting stance; compare alongside loan-type mix and geography before drawing conclusions.
Side-by-side comparisons are informational only and do not constitute financial, legal, or mortgage advice. Always obtain and compare written Loan Estimates before applying.