Compare Mortgage Lenders
Select two lenders to compare side by side using 2023 HMDA federal data: approval rates, denial rates, loan sizes, loan types, and geographic reach.
Key Metrics
| Metric | Fifth Third Bank, | PLANTERS BANK, INC. |
|---|---|---|
| Total Applications | 64,220 ▲ | 343 |
| Loans Originated | 30,494 | 326 |
| Approval Rate (higher is better) | 47.5% | 95.0% ✓ |
| Denial Rate (lower is better) | 23.9% | 2.9% ✓ |
| Avg Loan Amount | $207,714 | $204,592 |
| Avg Interest Rate (lower is better) | 8.462% | N/A |
| Avg Applicant Income | $37,000 | N/A |
| Applications Denied | 15,321 | 10 |
| Applications Withdrawn | 7,120 | 3 |
✓ Better indicates the more favorable value for borrowers. Data: CFPB HMDA 2023.
Loan Type Mix
| Loan Type | Fifth Third Bank, | PLANTERS BANK, INC. |
|---|---|---|
| Conventional | 59,784 (93.1%) | 343 (100.0%) |
| FHA | 2,957 (4.6%) | — |
| VA | 1,392 (2.2%) | — |
| USDA | 87 (0.1%) | — |
Loan Purpose Breakdown
| Purpose | Fifth Third Bank, | PLANTERS BANK, INC. |
|---|---|---|
| Home Purchase | 21,505 | 144 |
| Home Improvement | 16,159 | 54 |
| Other | 12,263 | 66 |
| Refinancing | 10,417 | 12 |
| Cash-out Refinancing | 3,760 | 67 |
Top States by Loan Volume
Summary
- 64,220 total applications · 30,494 originated
- Approval rate: 47.5%
- Denial rate: 23.9%
- Avg loan: $207,714
- Avg rate: 8.462%
- HQ: Cincinnati, OH
- 343 total applications · 326 originated
- Approval rate: 95.0%
- Denial rate: 2.9%
- Avg loan: $204,592
- HQ: HOPKINSVILLE, KY
Methodology
Comparisons are drawn from the CFPB 2024 HMDA Snapshot National Loan-Level Dataset, published by the Consumer Financial Protection Bureau and distributed via the FFIEC. Every figure on this page comes from lenders' mandatory HMDA filings — not voluntary marketing claims.
Approval (origination) rate = originated ÷ total applications. Denial rate = denied ÷ total applications. Rates do not sum to 100% because HMDA also records withdrawn, incomplete, and approved-but-not-accepted outcomes. Denial rates reflect a lender's applicant mix as much as its underwriting stance; compare alongside loan-type mix and geography before drawing conclusions.
Side-by-side comparisons are informational only and do not constitute financial, legal, or mortgage advice. Always obtain and compare written Loan Estimates before applying.