Compare Mortgage Lenders
Select two lenders to compare side by side using 2023 HMDA federal data: approval rates, denial rates, loan sizes, loan types, and geographic reach.
Key Metrics
| Metric | GREATER NEVADA MORTGAGE | Village Capital & |
|---|---|---|
| Total Applications | 765 | 60,039 ▲ |
| Loans Originated | 624 | 11,531 |
| Approval Rate (higher is better) | 81.6% ✓ | 19.2% |
| Denial Rate (lower is better) | 8.1% | 7.4% ✓ |
| Avg Loan Amount | $205,000 | $361,705 |
| Avg Interest Rate (lower is better) | 7.904% | 5.942% ✓ |
| Avg Applicant Income | $36,000 | $42,000 |
| Applications Denied | 62 | 4,450 |
| Applications Withdrawn | 79 | 5,018 |
✓ Better indicates the more favorable value for borrowers. Data: CFPB HMDA 2023.
Loan Type Mix
| Loan Type | GREATER NEVADA MORTGAGE | Village Capital & |
|---|---|---|
| Conventional | 707 (92.4%) | 105 (0.2%) |
| FHA | 48 (6.3%) | 24,899 (41.5%) |
| VA | 7 (0.9%) | 34,348 (57.2%) |
| USDA | 3 (0.4%) | 687 (1.1%) |
Loan Purpose Breakdown
| Purpose | GREATER NEVADA MORTGAGE | Village Capital & |
|---|---|---|
| Home Improvement | 473 | — |
| Home Purchase | 247 | 17,879 |
| Refinancing | 45 | 25,884 |
| Cash-out Refinancing | — | 16,276 |
Summary
- 765 total applications · 624 originated
- Approval rate: 81.6%
- Denial rate: 8.1%
- Avg loan: $205,000
- Avg rate: 7.904%
- HQ: CARSON CITY, NV
- 60,039 total applications · 11,531 originated
- Approval rate: 19.2%
- Denial rate: 7.4%
- Avg loan: $361,705
- Avg rate: 5.942%
- HQ: Henderson, NV
Methodology
Comparisons are drawn from the CFPB 2024 HMDA Snapshot National Loan-Level Dataset, published by the Consumer Financial Protection Bureau and distributed via the FFIEC. Every figure on this page comes from lenders' mandatory HMDA filings — not voluntary marketing claims.
Approval (origination) rate = originated ÷ total applications. Denial rate = denied ÷ total applications. Rates do not sum to 100% because HMDA also records withdrawn, incomplete, and approved-but-not-accepted outcomes. Denial rates reflect a lender's applicant mix as much as its underwriting stance; compare alongside loan-type mix and geography before drawing conclusions.
Side-by-side comparisons are informational only and do not constitute financial, legal, or mortgage advice. Always obtain and compare written Loan Estimates before applying.