Compare Mortgage Lenders
Select two lenders to compare side by side using 2023 HMDA federal data: approval rates, denial rates, loan sizes, loan types, and geographic reach.
Key Metrics
| Metric | HOMEPRIDE BANK | GREAT SOUTHERN BANK |
|---|---|---|
| Total Applications | 57 | 1,928 ▲ |
| Loans Originated | 55 | 1,241 |
| Approval Rate (higher is better) | 96.5% ✓ | 64.4% |
| Denial Rate (lower is better) | 1.8% ✓ | 23.2% |
| Avg Loan Amount | $143,421 | $191,172 |
| Avg Interest Rate (lower is better) | N/A | 6.952% |
| Avg Applicant Income | N/A | $35,000 |
| Applications Denied | 1 | 447 |
| Applications Withdrawn | 1 | 212 |
✓ Better indicates the more favorable value for borrowers. Data: CFPB HMDA 2023.
Loan Type Mix
| Loan Type | HOMEPRIDE BANK | GREAT SOUTHERN BANK |
|---|---|---|
| Conventional | 57 (100.0%) | 1,779 (92.3%) |
| FHA | — | 75 (3.9%) |
| VA | — | 42 (2.2%) |
| USDA | — | 32 (1.7%) |
Loan Purpose Breakdown
| Purpose | HOMEPRIDE BANK | GREAT SOUTHERN BANK |
|---|---|---|
| Home Purchase | 27 | 841 |
| Refinancing | 22 | 205 |
| Home Improvement | 7 | 308 |
| Other | 1 | 412 |
| Cash-out Refinancing | — | 162 |
Summary
- 57 total applications · 55 originated
- Approval rate: 96.5%
- Denial rate: 1.8%
- Avg loan: $143,421
- HQ: MANSFIELD, MO
- 1,928 total applications · 1,241 originated
- Approval rate: 64.4%
- Denial rate: 23.2%
- Avg loan: $191,172
- Avg rate: 6.952%
- HQ: SPRINGFIELD, MO
Methodology
Comparisons are drawn from the CFPB 2024 HMDA Snapshot National Loan-Level Dataset, published by the Consumer Financial Protection Bureau and distributed via the FFIEC. Every figure on this page comes from lenders' mandatory HMDA filings — not voluntary marketing claims.
Approval (origination) rate = originated ÷ total applications. Denial rate = denied ÷ total applications. Rates do not sum to 100% because HMDA also records withdrawn, incomplete, and approved-but-not-accepted outcomes. Denial rates reflect a lender's applicant mix as much as its underwriting stance; compare alongside loan-type mix and geography before drawing conclusions.
Side-by-side comparisons are informational only and do not constitute financial, legal, or mortgage advice. Always obtain and compare written Loan Estimates before applying.