Compare Mortgage Lenders
Select two lenders to compare side by side using 2023 HMDA federal data: approval rates, denial rates, loan sizes, loan types, and geographic reach.
Key Metrics
| Metric | MARQUETTE SAVINGS BANK | CNB Bank |
|---|---|---|
| Total Applications | 971 | 2,186 ▲ |
| Loans Originated | 784 | 1,682 |
| Approval Rate (higher is better) | 80.7% ✓ | 76.9% |
| Denial Rate (lower is better) | 7.6% ✓ | 11.6% |
| Avg Loan Amount | $162,992 | $229,053 |
| Avg Interest Rate (lower is better) | 6.632% ✓ | 7.618% |
| Avg Applicant Income | $32,000 | $32,000 |
| Applications Denied | 74 | 254 |
| Applications Withdrawn | 77 | 135 |
✓ Better indicates the more favorable value for borrowers. Data: CFPB HMDA 2023.
Loan Type Mix
| Loan Type | MARQUETTE SAVINGS BANK | CNB Bank |
|---|---|---|
| Conventional | 971 (100.0%) | 2,186 (100.0%) |
| FHA | — | — |
| VA | — | — |
| USDA | — | — |
Loan Purpose Breakdown
| Purpose | MARQUETTE SAVINGS BANK | CNB Bank |
|---|---|---|
| Home Purchase | 588 | 726 |
| Other | 146 | 477 |
| Home Improvement | 141 | 575 |
| Refinancing | 89 | 400 |
| Cash-out Refinancing | 7 | 8 |
Summary
- 971 total applications · 784 originated
- Approval rate: 80.7%
- Denial rate: 7.6%
- Avg loan: $162,992
- Avg rate: 6.632%
- HQ: ERIE, PA
- 2,186 total applications · 1,682 originated
- Approval rate: 76.9%
- Denial rate: 11.6%
- Avg loan: $229,053
- Avg rate: 7.618%
- HQ: Clearfield, PA
Methodology
Comparisons are drawn from the CFPB 2024 HMDA Snapshot National Loan-Level Dataset, published by the Consumer Financial Protection Bureau and distributed via the FFIEC. Every figure on this page comes from lenders' mandatory HMDA filings — not voluntary marketing claims.
Approval (origination) rate = originated ÷ total applications. Denial rate = denied ÷ total applications. Rates do not sum to 100% because HMDA also records withdrawn, incomplete, and approved-but-not-accepted outcomes. Denial rates reflect a lender's applicant mix as much as its underwriting stance; compare alongside loan-type mix and geography before drawing conclusions.
Side-by-side comparisons are informational only and do not constitute financial, legal, or mortgage advice. Always obtain and compare written Loan Estimates before applying.